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WINSLOW SANTA FE CREDIT UNION

WINSLOW, AZ · EIN 860183676 · Form 990 · FY2022 · Small ($100K-$1M) · www.wsfcu.net
revenue
$548K
expenses
$374K
net assets
$1.3M
employees
7
volunteers
8
program ratio
100%
mission · from form 990

TO ENCOURAGE THRIFT AMONG CREDIT UNION MEMBERS, CREATE A SOURCE OF CREDIT AT A COMPETITIVE RATE, AND TO PROVIDE AN OPPORTUNITY FOR MEMBERS TO IMPROVER THEIR OVERALL ECONOMIC CONDITION

profile · synthesized from sources

Winslow Santa Fe Credit Union is a member-focused financial cooperative based in Winslow, Arizona, dedicated to providing affordable financial services and education to its members. The credit union offers a variety of loans, savings accounts, and financial education programs, aiming to improve the economic conditions of its diverse member base.

named programs · 2 · from sources

what they call their work

Financial Education
Provides resources and guidance to members on financial literacy and credit management.
Loan Services
Offers various types of loans including unsecured loans, auto loans, and loans for recreational vehicles.
activities · 6 clusters

what they do

  • Vehicle and Personal Loan Financing 4 activities
    • Consumer lending programs
      Offers a variety of loan products including unsecured loans up to $5,000 and secured loans for new and used vehicles, boats, motorcycles, trailers, and motor homes.
    • Loan Services
      Provides various loan options to members, including unsecured loans up to $5,000 and secured loans for new and used vehicles such as cars, boats, motorcycles, trailers, and motor homes.
    • Loan Services
      Provides various loan options to members, including unsecured loans up to $5,000 and secured loans for new and used cars, boats, motorcycles, trailers, and motor homes.
    • Loan Services
      Provides various loan options to members, including unsecured loans up to $5,000 and secured loans for new and used cars, boats, motorcycles, trailers, and motor homes.
  • Credit Union Financial Services 4 activities
    • Core banking services and transaction support
      Offers a range of day-to-day banking services including checking and savings accounts, ATM and debit cards, direct deposit, sure pay, overdraft protection, cashier's checks, faxing, photocopying, notary services, and vehicle Bluebook value assistance.
    • Credit Union Membership and Account Services
      Offers credit union membership for a $5 lifetime fee, providing account insurance up to $250,000 through the NCUA, and a range of services including checking accounts with direct deposit, sure pay, and overdraft protection, debit and ATM cards, vehicle Bluebook values, photocopying, faxing, notary services, and cashier's checks.
    • Credit Union Membership and Account Services
      Offers credit union membership for a $5 lifetime fee, providing account insurance up to $250,000 through the NCUA, and a range of services including checking accounts with direct deposit, sure pay, and overdraft protection, debit and ATM cards, vehicle Bluebook values, photocopying, faxing, notary services, and cashier's checks.
    • Membership enrollment with lifetime fee
      Charges a $5 lifetime membership fee to join the credit union, granting individuals access to financial services and membership benefits.
  • Group Insurance and Benefits Access 4 activities
    • Insurance Access
      Facilitates access to various insurance options for its members.
    • Insurance Access for Members
      Facilitates access to various insurance options for its members.
    • Insurance Access for Members
      Facilitates access to various insurance options for its members.
    • Insurance product offerings
      Provides members with access to various insurance options as part of its financial services portfolio.
  • Federally Insured Credit Union Accounts 2 activities
    • Credit Union Membership and Account Services
      Offers credit union membership for a $5 lifetime fee, providing account insurance up to $250,000 through the NCUA, and a range of services including checking and savings accounts, debit and ATM cards, direct deposit, sure pay, overdraft protection, and cashier's checks.
    • Federally insured accounts
      Provides members with federally backed account insurance up to $250,000 through the National Credit Union Administration (NCUA), ensuring deposit safety.
  • Community Engagement & Volunteer Mobilization 1 activity
    • Community financial support and public service participation
      Provides direct financial support, in-kind contributions, and volunteer engagement to local organizations and participates in public service activities to support community development.
  • Uncategorized 4 activities
    • Community Support and Cooperative Activities
      Provides direct financial support and other contributions to local organizations, participates in public service activities, and offers financial and in-kind resources to other entities within the credit union movement, engaging in local, state, and national cooperative activities.
    • Support for Local Organizations and Cooperative Activities
      Provides direct financial support and other contributions to local organizations, participates in public service activities, and offers financial and in-kind resources to other entities within the credit union movement, engaging in local, state, and national cooperative activities.
    • Support for Local Organizations and Cooperative Activities
      Provides direct financial support and other contributions to local organizations, participates in public service activities, and offers financial and in-kind resources to other entities within the credit union movement, engaging in local, state, and national cooperative activities.
    • Support for credit union movement and cooperative activities
      Provides financial and in-kind resources to other entities within the credit union movement and participates in local, state, and national cooperative initiatives to strengthen the sector.
financials · form 990 · fy2022

the money

revenue
Total revenue$548K
Contributions & grants$00%
Program service revenue$464K85%
Investment income$59K11%
Other revenue$25K
expenses
Total expenses$374K
Program expenses100%
Admin / overhead0%
Fundraising0%
Salaries & benefits$186K
Grants paid out$0
Largest expense lineCompensation
balance sheet
Total assets$16.74M
Cash$6.80M
Investments$0
Liabilities$15.48M
Net assets$1.25M
Liquid reserves218.0 mo
3 years on record · 2020–2022 · YoY revenue +29.5%
leadership · form 990 part vii · fy2022

who runs it

paid leadership · 1
NameTitleHours/wkCompensation
STEPHANIE ARMSTRONG MANAGER/CEO 40 $28K
board members · 5
  • HELEN BUTLER — BOARD MEMBER
  • MARILEE ERVIAN — SECRETARY
  • MARSHA CHILDERS — VICE CHAIR
  • MARY SMITH — CHAIRMAN
  • SYLVIA HARTNETT — TREASURER
relationships · 3

who they work with

  • National Credit Union Administration Government — Insures all WSFCU accounts up to $250,000.
  • National Credit Union Administration Government — Savings are federally insured and backed by the full faith and credit of the United States Government National Credit Union Administration.
  • National Credit Union Association Partner — Offers insurance through the National Credit Union Association.