activities · 8
what they do
direct service · 8
- Offer Financial Calculators Loan Payment Tools and OptionsProvides various financial calculators to assist members, including tools to help pay off credit card balances, identify areas needing attention for businesses, and estimate potential monthly income from retirement savings.
- Offer Individual Retirement Accounts (IRAs) Individual Retirement and Tax-Advantaged AccountsOffers various Individual Retirement Accounts (IRAs), including Traditional and Roth IRAs, and term share accounts where the dividend rate is determined by the investment term.
- Offer Vehicle Loans Consumer Loan Products for MembersProvides financing and refinancing for motorhomes, campers, travel trailers, and other vehicles. Offers quick approval with funds available the same day in most cases, up to 100% financing for qualified borrowers, and a 45-day payment deferral period for RV loan borrowers.
- Operate Physical Branch Locations Physical Branch Financial ServicesOperates a drive-thru office location in Phoenix, AZ, and a walk-up office location in Litchfield Park, AZ. Also provides access to extended and weekend banking services through participation in the Shared Branching Network.
- Provide Checking Accounts Automated Round-Up Savings ProgramsOffers basic checking accounts and a service that automatically rounds up debit card purchases to the nearest dollar, transferring the difference to a savings account.
- Provide Financial Education for Children Financial Literacy Education & CoachingProvides four age-specific educational websites to teach children of various age groups about financial responsibility.
- Provide Financial Planning and Investment ServicesOffers access to financial planning and investment services, including free 401(k) reviews, retirement strategies, insurance strategies, mutual funds/stocks/bonds, and tax-deferred investments.
- Provide Savings Accounts Member Savings and Share AccountsOffers various savings accounts, including primary savings accounts, money market accounts with higher interest rates for balances of $1,000 or more, and holiday share accounts. Members can add funds at any time, earn interest on the day of deposit, and make three free withdrawals per month.
strategies · 7
how they think
Theories of action extracted from this org's own source material. Click any to see the full field of orgs running the same approach.
- Empowering members through financial education and advisory services age-appropriate financial education, financial literacyThe organization provides age-appropriate financial education resources, tools, and personalized financial advisory services to help members manage their finances, understand budgeting, and customize their financial portfolios.
- Extending service accessibility through shared branching and ATM networks shared_branching, surcharge-free_atm_networkBy participating in a shared branching network and a surcharge-free ATM network, the organization extends the availability of its services beyond individual branch hours and locations, ensuring convenient access for members.
- Facilitating effortless micro-saving through automated transactions automated micro-savingThe organization uses automated round-up transactions on debit card purchases to help members save money effortlessly, integrating saving into daily spending habits.
- Fostering member ownership and engagement member_ownership_modelThe organization operates on a member ownership model where a primary savings account establishes membership and ownership, aligning the institution's goals with the financial well-being of its members.
- Offering liquidity-focused savings options liquidity-focused savingsThe organization provides savings products, such as money market accounts, that allow penalty-free withdrawals at any time, prioritizing liquidity and flexibility for members over term-based restrictions.
- Promoting financial inclusion through accessible savings and second-chance banking no_minimum_balance, second_chance_bankingThe organization offers savings accounts with no minimum balance requirements and provides "second chance" banking options for individuals with negative financial histories. This approach aims to increase accessibility to financial services and facilitate financial rehabilitation by offering a stepping stone to establish a positive financial history.
- Providing affordable and flexible lending with streamlined processes affordable_financing_with_streamlined_processing, low-rate flexible lendingThe organization offers low interest rates, flexible loan terms, and simplified application processes to facilitate quick and stress-free access to financing for various needs, such as RVs and vehicles.
named programs · 3
what they call their work
Basic Checking Account
Designed for individuals with past banking issues, offering a second chance to rebuild financial stability.
Round-Up Savings Checking Account
Automatically rounds up debit card purchases to the nearest dollar and deposits the difference into a savings account.
Youth Services
Educational programs aimed at teaching financial responsibility to children through age-specific resources.
relationships · 6
who they work with
- Alhambra Credit Union Partner — Provides various financial calculators to assist members in managing their finances.
- Kelley Blue Book Partner — Provides access to Kelley Blue Book for vehicle valuation
- MoneyPass Network Network — Participates in the MoneyPass Network to offer surcharge-free ATM access to members.
- Osaic Wealth Partner — Partners to customize financial portfolios and strategies for members; securities are offered through them.
- PFG Advisors Partner — Partners to customize financial portfolios and strategies for members; advisory services are offered through them.
- Shared Branching Network Network — Participates in the Shared Branching Network to provide members with extended and weekend access to services.