ONEAZ CREDIT UNION

Offers promotional interest rate reductions on home equity loans (0.50% off) and auto loans (0.25% off for Benefits Checking account holders), along with illustrative tools showing potential savings from debt consolidation.

Provides comprehensive financial services for businesses including business checking and savings accounts, merchant services with fraud prevention and data security tools, a digital cash management platform with payment processing and reporting, and a business cash rewards credit card with tiered cashback rates.

Performs scheduled and unscheduled maintenance affecting online banking, mobile services, ATMs, identity theft monitoring, and debit card issuance. Also manages temporary branch closures and service disruptions.

Offers credit cards with no annual fees, 24/7 fraud protection, retail purchase protection up to $500 per claim, travel accident life insurance, and advanced mobile app controls for card management including locking/unlocking, merchant controls, and custom alerts.

Offers free checking and savings accounts, Share Certificates, IRA Share Certificates, and business checking and savings accounts, along with detailed account disclosures, fee schedules, and transparency tools available online and at branch locations.

Provides members with up-to-date information on trending scams, fraud protection resources, security tips, and email security guidance to help protect against phishing, imposter scams, ATM skimming, and other common threats.

Offers free personal financial coaching to members, including 45-minute sessions for those opening a personal loan, and provides educational resources such as a downloadable budget worksheet, online financial calculators, a Financial Resources Guide via email, and a YouTube channel with financial education content.

Offers members affordable insurance options including hospital accident and accidental death & dismemberment coverage, discounts on Travelers Auto and Home Insurance, and promotes financial savings through illustrative debt consolidation examples.

Provides a range of loan products including personal loans with terms up to 48 months, auto loans for various vehicles, home equity loans and lines of credit with CLTV up to 90%, SBA loans, commercial real estate and construction loans, and Share Certificate Secured loans, along with promotional rate discounts.

Provides comprehensive account and service disclosures detailing interest calculations, transaction limits, and deposit/withdrawal rules, along with a published fee schedule listing all charges. Disclosures are available online, at branches, and by phone request.

Provides mobile and online banking services including mobile check deposit, fund transfers, bill payments, live chat with associates, ATM location finder, remote deposit capture, and 24/7 account access, with scheduled maintenance performed to support system reliability.

Provides a range of financial products including free checking accounts, Star High Yield Money Market accounts, Share Certificates, personal loans, auto loans, home equity loans and lines of credit, business checking and savings accounts, business credit cards with cashback rewards, merchant services, and a digital cash management platform for businesses.

Provides free personal financial coaching to members, including 45-minute sessions for personal loan applicants, a downloadable budget worksheet, a Financial Resources Guide via email, online financial calculators, and a YouTube channel with financial education content and success stories.

Provides Fixed Rate Home Equity Loans and Home Equity Lines of Credit with various Combined Loan to Value (CLTV) options, including promotional interest rate reductions.

Provides members with discounts on Travelers Auto and Home Insurance and offers affordable hospital accident and accidental death & dismemberment coverage.

Provides various personal banking products including free checking accounts, savings accounts, share certificates, and mobile banking services. Also offers personal loans, vehicle loans, and credit cards with features like no annual fees, 24/7 fraud protection, retail purchase protection, and travel accident life insurance.

Collaborated with Verde Valley Habitat for Humanity to support new housing construction, contributing to the building of homes for four families during the pandemic.

Offers various business checking and savings account options, flexible and customized business loans (including SBA loans, working capital lines of credit, commercial real estate, and construction loans), business cash rewards credit cards, digital cash management platforms, and merchant services.

Offers free personal financial coaching sessions, downloadable budget worksheets, online financial calculators, and a Financial Resources Guide via email subscription to help members manage their finances, reduce debt, and build credit. Also maintains a YouTube channel with financial education content.

Shares up-to-date information on trending scams (e.g., phishing, imposter, utility, and job scams), offers fraud protection resources, security tips, and email security guidance to help members protect against online and offline threats.

Informs members about trending scams and provides resources on fraud protection, security notices, security tips, and email security to help protect against online and offline threats.

Offers mobile banking services including mobile check deposit, fund transfers, bill payments, live chat with associates, ATM location finder, and advanced credit card controls such as locking/unlocking cards and setting transaction alerts. Also maintains 24/7 fraud protection for credit cards.

Provides financial services to over 11,000 businesses in Arizona, including business accounts, lending, payment processing, and cash management solutions.

Offers members discounted Travelers Auto and Home Insurance, affordable hospital accident and accidental death & dismemberment coverage, retail purchase protection up to $500 per claim, and travel accident life insurance through credit cards.

The OneAZ Community Foundation awards annual grants to Arizona nonprofits in the areas of Economic Empowerment and Entrepreneurship, Community Vitality, and Developing Future Leaders, having supported 562 organizations since 2016 and awarded $2.5 million in grants.

Administers grant programs for Arizona nonprofits in the areas of Economic Empowerment and Entrepreneurship, Community Vitality, and Developing Future Leaders, awarding dozens of grants annually.

The OneAZ Community Foundation administers annual grant programs supporting Arizona nonprofits in Economic Empowerment and Entrepreneurship, Community Vitality, and Developing Future Leaders, having awarded $2.5 million in grants and supported 562 organizations since 2016.

Partners with organizations such as Verde Valley Habitat for Humanity to support housing development, contributing to the construction of homes that housed four families during the pandemic.