activities · 13
what they do
direct service · 10
- Deliver financial security and fraud protection resources Public Cybercrime Education & Response SupportMaintains a Security Center offering tools and guidance on online safety, fraud protection, reporting suspected fraud, and card controls to safeguard member accounts.
- Enables shared branching access for business account holders Surcharge-Free ATM & Shared Branch AccessProvides business account holders with access to over 5,000 Shared Branch locations nationwide, expanding service reach beyond physical branches.
- Offer business banking accounts Business Banking & Lending ServicesProvides business-focused financial products including Business Basic Checking, Business Dividend Checking, Business Money Market Savings, and Business Money Market Checking accounts.
- Offer consumer and youth banking accounts Mobile & Digital Banking ServicesProvides a range of personal banking products including Premier Checking, Free Checking, EZ Card, Money Market Checking, Children & Young Adult Accounts, Regular Savings, First Step Savings, Christmas Club, and Premier Money Market accounts.
- Offer insurance products and services Insurance and Discounted Financial Services for MembersProvides access to insurance offerings including home, auto, life, vehicle, loan protection, long-term care, accidental death and dismemberment (AD&D), and Medicare-related insurance.
- Operate retail credit union branches in California Physical Branch Financial ServicesOperates physical branch locations across California to provide in-person financial services to members.
- Operates physical branch network in California Physical Branch Financial ServicesOperates branch locations across California, providing in-person financial services to members.
- Provide consumer and mortgage lending services Consumer Credit Card LendingOffers a variety of loan and credit products including Visa Platinum Rewards, Visa Platinum, Visa Savings Secured credit cards, auto loans, fixed-rate home loans, adjustable-rate mortgages, home equity lines of credit (HELOC), and home equity loans.
- Provide surcharge-free ATM and shared branch access Surcharge-Free ATM & Shared Branch AccessEnables business account holders to access over 30,000 surcharge-free ATMs and more than 5,000 Shared Branches nationwide for convenient banking.
- Provides surcharge-free ATM access for business account holders Surcharge-Free ATM & Shared Branch AccessGrants business account holders access to 30,000 surcharge-free ATMs nationwide.
research · 1
- Produce educational financial content Financial Literacy Education & CoachingPublishes articles and blog posts on personal finance topics such as smart credit card use, holiday savings, mid-year financial reviews, car savings, avoiding checking account fees, and teaching financial confidence to teens.
capacity building · 2
- Support STEM education through community partnershipsPartners with the Columbia Memorial Space Center in Downey, CA to support STEM education initiatives.
- Supports STEM education through community partnershipsPartners with the Columbia Memorial Space Center in Downey, CA to support STEM education initiatives, fostering financial and technical literacy in the community.
strategies · 12
how they think
Theories of action extracted from this org's own source material. Click any to see the full field of orgs running the same approach.
- Branch-based member service network branch_networkProvides accessible in-person financial services through a network of physical branch locations to support member engagement and trust.
- Certificate Laddering for Optimized Investment certificate_ladderingThe organization employs certificate laddering to enable members to invest in multiple certificates with diverse rates and terms, thereby enhancing liquidity and maximizing return potential on their investments.
- Certificate laddering for optimized savings certificate_ladderingEnables members to invest in multiple certificates with staggered maturity dates and rates to improve liquidity and long-term return potential.
- Community Engagement for STEM Education Support community_engagement_for_stem_educationThe organization supports STEM education through active community engagement and symbolic participation initiatives, aiming to foster interest and development in science, technology, engineering, and mathematics.
- Community engagement for STEM education community_engagement_for_stem_educationSupports STEM education through community-based initiatives and symbolic participation to foster long-term financial and technological literacy.
- Community-Embedded Financial Education financial_education_outreachThe organization provides financial education and resources to its members and the broader community, aiming to improve financial literacy, support sound money management, and help individuals achieve their financial goals, including saving, managing debt, and building credit.
- Digital Tools for Streamlined Business Financial Management digital_tool_integrationThe organization integrates convenient digital tools to simplify and enhance money management processes for its business customers.
- Digital tools for business money management digital_tool_integrationIntegrates digital tools to simplify financial management for business customers, improving accessibility and efficiency.
- Financial education outreach for member empowerment financial_education_outreachProvides financial education courses and resources to help members manage core financial products and build emergency savings, improving long-term financial health.
- In-Person Service Delivery via Branch Network branch_networkThe organization provides in-person financial services and support to its members through a network of physical branch locations, ensuring accessible and direct assistance.
- Tax-Advantaged Retirement Savings through IRA Certificates ira_certificate_modelThe organization combines the benefits of tax-advantaged retirement savings with fixed-rate certificates to offer guaranteed, tax-free growth for members' retirement funds.
- Tax-advantaged retirement certificate model ira_certificate_modelCombines the security of fixed-rate certificates with tax-free growth through IRA structures to support guaranteed retirement savings.
named programs · 21
what they call their work
Auto Loans
Financing for new and used vehicles including car buying support services
Business Checking & Savings
Banking accounts tailored for small businesses and organizations
Business Checking Accounts
Checking solutions for businesses including Basic and Dividend Checking options
Business Savings Accounts
Savings and money market accounts tailored for business needs
Certificates & IRA Certificates
Time-deposit accounts with fixed rates and guaranteed returns for individuals saving for retirement or other goals
Children & Young Adult Accounts
Specialized accounts and resources for students and young adults to build financial literacy
Commercial Real Estate Loans
Financing for commercial property purchases or refinancing
EZ Card
Checking account product designed for ease of use
Financial Education
Online courses covering savings, checking accounts, mobile payments, and emergency savings
Financial Education Courses
Online courses covering savings, checking accounts, mobile payments, and emergency fund building
Free Checking
No-monthly-fee checking account option for members
Home Equity Line of Credit (HELOC)
Revolving credit line secured by home equity
Home Equity Loans and HELOC
Loans and lines of credit using home equity as collateral
Money Market Checking
Interest-bearing checking account with tiered rates based on balance
Mortgage Loans
Home financing options including fixed-rate and adjustable-rate mortgages
Premier Checking
Checking account with enhanced benefits and services for members
Student Checking & Savings
Accounts designed for young adults and students with no fees and financial education resources
Summit Club
Service offering estate planning, trust services, Medicare guidance, and reverse mortgages
Visa Credit Cards
Includes Platinum Rewards, Platinum, and Secured Visa cards with various benefits and credit-building features
Visa Platinum Rewards
Rewards credit card offering points on purchases
Visa Savings Secured
Secured credit card to help build or rebuild credit
relationships · 5
who they work with
- AutoSmart Car Buying Service Partner — Offers a car buying program/service through AutoSmart.
- Autoland Car Buying Service Partner — Offers a car buying program/service through Autoland.
- Columbia Memorial Space Center Partner — Collaborates to support STEM education and community engagement through the sale of virtual tiles.
- EverFi Partner — Partner organization delivering financial education courses through an online learning platform
- Financial Partners Credit Union Government — Lends in multiple states including California, Arizona, Colorado, and others.