activities · 8
what they do
direct service · 6
- Charitable giving and nonprofit support via debit card program Local Community GrantmakingDistributed over $1 million to local nonprofits since 2018 through a debit card program that generates donations with each purchase.
- Charitable giving through debit card program Local Community GrantmakingDistributed over $1 million to local nonprofits since 2018 via a debit card program that generates donations with each purchase.
- Financial product and investment services Individual Retirement and Tax-Advantaged AccountsOffers retirement planning, 401(k) rollover options, stocks, bonds, mutual funds, IRAs, annuities, and life and long-term care insurance through Arizona Financial Investment Solutions. Individual Retirement Accounts require in-branch opening.
- Member loyalty and retention programsOperates Loyalty Rewards and Relationship Discounts programs to recognize and thank members for their ongoing partnership.
- Online account opening for savings products Member Savings and Share AccountsEnables existing members to open Savings, Money Market, or Savings Certificate accounts online, with accounts processed and opened within 2 business days.
- Online account opening for savings products Member Savings and Share AccountsEnables existing members to open Savings, Money Market, or Savings Certificate accounts online, with accounts opened within 2 business days.
capacity building · 2
- Foundation for expanding financial education and charitable givingEstablished the Arizona Financial Foundation to expand charitable giving, likely supporting financial education and community initiatives.
- Foundation for expanding financial literacy and charitable givingEstablished the Arizona Financial Foundation to expand charitable giving, likely in support of financial education and community development initiatives.
strategies · 10
how they think
Theories of action extracted from this org's own source material. Click any to see the full field of orgs running the same approach.
- Certificate of Deposit as a core savings product certificate_of_depositOffers fixed-rate, fixed-term certificates of deposit as a foundational savings tool, promoting disciplined saving with predictable returns.
- Community impact through cause-linked financial products cause-linked financial productOffers a community-focused debit card program that generates donations to local nonprofits with each purchase, aligning member spending with local philanthropy to strengthen community ties.
- Community-Focused Financial Products community_impactThe organization utilizes financial products, such as a community-focused debit card program, to generate donations for local nonprofits with each member purchase, thereby creating a meaningful and lasting impact in the communities it serves.
- Conservative Investment and Financial Guidance conservative_investment_approachThe organization provides member-focused financial guidance, advising on conservative investment options like Share Certificates for IRAs and counseling against speculative financial decisions, such as relying on future income or viewing home purchases solely as investments, to help members achieve long-term financial goals.
- Conservative investment guidance for long-term goals conservative investment approachRecommends conservative investment vehicles like Share Certificates for IRAs and provides member-focused advice to support sustainable progress toward long-term financial objectives, emphasizing stability over speculation.
- Criteria-based overdraft privilege with debit card opt-in overdraft_privilegeUses a discretionary, criteria-based approach to determine overdraft limits—considering account age, deposit behavior, and standing—while requiring explicit member authorization to cover everyday debit card transactions, balancing risk management with consumer protection.
- Discretionary Overdraft Privilege overdraft_privilegeThe organization uses a discretionary, criteria-based approach to determine overdraft limits, considering factors such as account age, deposit behavior, and account standing, while automatically covering check and electronic payments but requiring explicit authorization for everyday debit card transactions.
- Financial Education for Youth Empowerment financial_education_for_youthThe organization promotes financial education for children and young adults by combining savings accounts with financial empowerment tools and knowledge, and by providing guidance on essential financial steps to build a solid financial foundation as they enter adulthood.
- Practical financial literacy education for life milestones financial literacy educationProvides targeted education to help individuals avoid common financial mistakes during key life transitions, such as homebuying or entering adulthood, by emphasizing budgeting, affordability, and risk awareness.
- Youth financial empowerment through savings and education financial_education_for_youthCombines youth savings accounts with financial education tools to build early financial capability, instilling lifelong habits through practical engagement and knowledge.
named programs · 3
what they call their work
CO-OP Shared Branching
Network access to over 30,000 ATMs and shared branches nationwide for deposits and withdrawals
Mobile and Online Banking
Digital banking services allowing members to manage accounts, deposit checks, pay bills, and securely message the credit union
Premier Checking Account for Young Adults
Checking account designed for young adults with no monthly service fee until age 25, featuring early pay deposit, mobile banking, and free credit monitoring
relationships · 2
who they work with
- Harland Clarke Partner — Trusted partner for check orders
- Osaic Institutions Inc. Partner — Provides investment and insurance products and services through Arizona Financial Investment Solutions