activities · 6
what they do
direct service · 6
- CLT Homeowner Support ProgramProvides a support program for CLT homeowners, including refinancing assistance, resale assistance, home-maintenance education, and a tool library.
- Community Land Trust (CLT) Operations Volunteer-Driven Affordable Home ConstructionOperates the largest Community Land Trust in Arizona, building or renovating houses across Maricopa County and selling them at below-market rates to qualified buyers.
- Credit Counseling and Financial CoachingProvides credit counseling and financial coaching services to individuals.
- Down-Payment Assistance Programs Homebuyer Education and CounselingOffers down-payment assistance programs to help qualified buyers achieve homeownership.
- First-Time Homebuyer EducationOffers first-time homebuyer workshops and an online homebuyer education certificate course to prepare individuals for homeownership.
- Housing Counseling Community Facilities FinancingProvides housing counseling services to assist individuals with various housing-related needs.
strategies · 2
how they think
Theories of action extracted from this org's own source material. Click any to see the full field of orgs running the same approach.
- Build wealth and community stability through financial and housing support community development through financial and housing stabilityImproves financial stability and promotes homeownership as a pathway to build individual and family wealth, with the broader goal of strengthening schools, neighborhoods, and communities through increased housing stability.
- Ensure long-term housing affordability via community land trust model community land trustUses a Community Land Trust (CLT) to maintain permanent affordability by selling homes at below-market prices while retaining organizational ownership of the land and controlling future resale terms to prevent displacement and speculation.
named programs · 8
what they call their work
CLT Homeowner Support
Provides a range of services to homeowners in Newtown's CLT, including refinancing assistance, resale assistance, home-maintenance education, and a tool library.
Community Land Trust (CLT)
Builds or renovates houses and sells them at below-market rates to qualified buyers, with the land remaining with the CLT to ensure long-term affordability. Homeowners get a renewable 99-year lease.
Credit Counseling
Provides counseling to help individuals understand and improve their credit rating, analyze credit reports, identify problems, and improve credit scores.
Down-Payment Assistance
Helps eligible individuals find and apply for down-payment and closing cost assistance programs, potentially up to $30,000, including programs like WISH and City of Mesa.
Financial Coaching
Offers personalized and non-judgmental coaching to help individuals reach financial goals and improve financial well-being through step-by-step plans.
First-Time Homebuyer Workshops
Workshops designed to educate first-time homebuyers on the homebuying process.
Housing Counseling
Certified, bilingual housing counselors evaluate current situations, create action plans, demystify the home-buying process, help find financial assistance, and provide advice on working with real estate professionals and navigating documents.
Online Homebuyer Education Certificate Course
A HUD-approved online course available in English and Spanish to prepare individuals for the homebuying process and successful homeownership, often required for home loans and assistance programs.