activities · 17
what they do
direct service · 16
- Community Financial Education WorkshopsOffers free community education workshops and classes on housing, personal finance, credit, and basic estate planning to residents in underserved communities such as El Mirage, Surprise, West Valley, and Sun Cities, AZ.
- Credit Counseling Services Debt Management & Credit Repair ServicesProvides credit counseling services to individuals with debt or bad credit, focusing on debt reduction, credit score improvement, and Debt to Income ratio improvement. This includes the "Credit Solutions Program" which offers targeted debt reduction strategies, audited budgets, credit expert simulations, and educational coaching sessions.
- Credit Counseling Services Debt Management & Credit Repair ServicesOffers credit counseling services, including guidance, education, and advocacy for individuals with debt or bad credit, focusing on debt reduction, credit score improvement, and Debt to Income ratio improvement. This includes a "Credit Solutions Program" with targeted debt reduction strategies, audited budgets, credit expert simulations, and educational coaching sessions.
- Credit Solutions Program Debt Management & Credit Repair ServicesManages a program designed to help individuals tackle debt, improve credit scores, and meet lender requirements. This includes targeted debt reduction strategies, audited budgets, customized saving/spending plans, credit expert simulations, tri-merge credit reports, and educational coaching sessions.
- Estate Planning Document Preparation Estate & Guardianship Legal Form PreparationOffers an Estate Planning Document Preparation program, which includes preparing revocable trusts, wills, living wills, trust amendments, power of attorney documents, ADOT beneficiary transfer forms, and deeds for trust transfers, often through an affiliate attorney.
- Estate Planning Document Preparation Estate & Guardianship Legal Form PreparationOffers a program for preparing various estate planning documents, including revocable trusts, wills, living wills, trust amendments, power of attorney documents, ADOT beneficiary transfer forms, and deeds for trust transfers. This service is provided through an affiliate attorney.
- Estate Planning Document Preparation Estate & Guardianship Legal Form PreparationProvides an Estate Planning Document Preparation program, often through an affiliate attorney, which includes preparing trust amendments, power of attorney documents, ADOT beneficiary transfer forms, deeds for trust transfers, and organizing revocable trusts, wills, and living wills.
- Financial Coaching Program Financial Literacy Education & CoachingDelivers a 6-month "Financial Coaching" program to help individuals achieve financial goals and wellness. This program includes developing budgets, strategic spending/savings plans, creating emergency funds, investment strategies, and basic estate planning, with weekly check-ins and individual sessions.
- Financial Coaching Program Financial Literacy Education & CoachingProvides a 6-month financial coaching program to help individuals achieve financial goals and wellness. This includes developing budgets, strategic spending/savings plans, creating emergency funds, educating on investment and basic estate planning strategies, and offering weekly check-ins and sessions on small business planning, wealth planning, and retirement.
- Financial Coaching and Literacy EducationDelivers financial coaching and literacy education to at-risk and vulnerable individuals, youth, and low- to middle-income families in various communities. Services include developing budgets, strategic spending/savings plans, emergency funds, investment strategies, and providing 1-on-1 counseling and community workshops on personal finance.
- Financial Literacy Education and CounselingProvides financial literacy education and one-on-one counseling to youth, low- and middle-income families, and residents in Tolleson, Surprise Opportunity Zone, City of El Mirage, West Valley, and Sun Cities, AZ. This includes topics such as credit, savings, budgeting, debt reduction, and general money management skills, delivered through classes, workshops, and individual sessions.
- Financial Literacy Education for Youth Youth Financial Accounts & EducationDelivers financial literacy education specifically to youth to prevent financial missteps and build foundational money management skills.
- Financial, Credit, and Housing CounselingProvides one-on-one counseling and education to at-risk and vulnerable individuals and families on financial literacy, credit management, and housing. This includes guidance on debt reduction, credit score improvement, budgeting, and assistance for new home buyers, renters, and those facing foreclosure or needing loan modification. Services are offered in communities such as Tolleson, Surprise, El Mirage, and Wittmann, AZ.
- Home First Program Homebuyer Education and CounselingOffers a structured program to prepare individuals for home ownership. This includes a First-Time Home Buying class and certificate, a 3-Bureau Credit Report, guidance for improving credit scores, a custom 90-day audited budget, a personalized saving/spending plan, and 6 counseling/education sessions with a housing/credit/financial counselor.
- Housing Counseling Services Homebuyer Education and CounselingOffers housing counseling services, including guidance, education, and advocacy for new home buyers, renters, and individuals needing assistance with forbearance, foreclosure, or loan modifications. This includes the "Home First Program" which provides a First-Time Home Buying class, credit report analysis, budget development, and counseling sessions.
- Housing Counseling Services Homebuyer Education and CounselingProvides housing counseling, education, and advocacy for new home buyers, renters, and individuals needing assistance with forbearance, foreclosure, or loan modifications. This includes a "Home First Program" which offers a First-Time Home Buying class, credit report analysis, budget development, and counseling sessions to prepare individuals for home ownership.
capacity building · 1
- Intern Financial Education and Future Planning Training Youth Financial Accounts & EducationProvides financial education and future planning training to interns, covering topics such as credit, savings, and budgeting.
strategies · 10
how they think
Theories of action extracted from this org's own source material. Click any to see the full field of orgs running the same approach.
- Credit counseling and debt management credit counselingOffers credit counseling services to help individuals manage debt, avoid bankruptcy, and improve credit scores as part of a broader financial recovery strategy.
- Early Financial Literacy Education financial_literacy_educationThe organization emphasizes early financial education for teenagers and youth, focusing on credit, savings, and budgeting, to prevent future financial mistakes and prepare them for independent living and financial resilience.
- Early Financial Literacy Education for Youth financial_literacy_educationThe organization emphasizes early financial education for teenagers, focusing on credit, savings, and budgeting, to proactively equip them with the knowledge and skills necessary for independent living and to prevent future financial mistakes and debt accumulation.
- Financial education and empowerment for resilience financial education and empowermentIncreases financial knowledge and confidence through accessible resources, workshops, and counseling to help individuals avoid debt and build long-term financial resilience.
- Holistic, Client-Centered Financial and Housing Counseling holistic_client_supportThe organization uses a holistic, client-centered approach to provide tailored resources and ongoing support in housing, finance, and credit. This involves individualized coaching, education, and connections to external partners to help individuals achieve stability, improve financial situations, and prepare for homeownership.
- Holistic, Client-Centered Financial and Housing Support holistic_client_supportBy adopting a holistic, client-centered approach, the organization connects individuals to tailored resources in housing, finance, and credit, providing ongoing support to achieve stability and financial freedom. This includes individualized coaching, education, and follow-ups to build confidence and make informed choices.
- Holistic, client-centered financial and housing stability support holistic_client_supportUses a comprehensive, individualized approach that integrates housing, credit, and financial counseling with ongoing coaching and education to help clients achieve long-term stability and independence.
- Homeownership Preparation homeownership_preparationThe organization aims to prepare individuals for homeownership through comprehensive housing and credit counseling, helping them improve their financial situation and achieve this goal.
- Housing counseling and homeownership preparation housing counselingProvides targeted housing counseling and support to connect individuals with housing resources and prepare them for successful homeownership through education and partnerships with real estate and legal professionals.
- Youth-focused financial literacy education financial literacy educationDelivers early financial education to middle and high school students through targeted programs on budgeting, credit, and savings to prevent future financial instability and promote independent living.
named programs · 6
what they call their work
Community Education
Free financial literacy workshops and classes on housing, credit, personal finance, and basic estate planning offered to the public in partnership with local community centers and agencies.
Credit Solutions Program
Intensive credit coaching program focused on debt reduction, credit score improvement, and meeting lender qualifications. Includes tri-merge credit report, audited budget, and action plan.
Estate Planning Document Preparation
Partners with H&M Law, PLLC to provide discounted estate planning services including wills, revocable trusts, powers of attorney, and beneficiary designations.
Financial Coaching
Six-month coaching program covering budgeting, emergency fund creation, retirement planning, and wealth building. Includes weekly check-ins, tri-merge credit report, and personalized financial plans.
Home First Program
A structured program to prepare first-time homebuyers through education, credit improvement guidance, budget planning, and six counseling sessions. Includes a 3-bureau credit report and homeownership certificate.
One-On-One Counseling
Provides personalized housing, credit, and financial counseling including foreclosure prevention, loan modification, debt management, and budgeting. Initial consultation is free; ongoing sessions offered at $75/hour.
relationships · 8
who they work with
- City of Surprise Partner — Partners to provide financial literacy classes and 1-on-1 counseling to low- and middle-income families in the Surprise Opportunity Zone and the City of El Mirage.
- City of Tolleson Resource Center Partner — Partners to provide Financial Literacy Education to residents of Tolleson and surrounding communities.
- H&M Law Partner — Attorney partnership that allows for highly discounted Wills & Trusts.
- Housing Authority of Maricopa County Resident Services Program Partner — Works with to teach financial classes and 1-on-1 counseling to clients living in temporary housing.
- STRIPE PAYMENT Partner — Payment processing partner used to facilitate donations to the organization.
- Saguaro Jane Food Bank Partner — Provides 1-on-1 counseling to clients on a walk-in basis.
- William MacDonald, H&M Law, PLLC Partner — Affiliate attorney providing estate planning document preparation services.
- William MacDonald, H&M Law, PLLC Partner — Affiliate attorney providing estate planning document preparation.