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YOUR SURE FOUNDATION INC

Sun City, AZ · EIN 452524103 · Form 990EZ · FY2022 · NTEE P51 · Human Services · Small ($100K-$1M) · yoursurefoundation.org
revenue
$179K
expenses
$173K
net assets
$10K
employees
mission · from form 990

Financial Education, Housing and Credit Counseling

profile · synthesized from sources

Your Sure Foundation Inc is a nonprofit housing and credit counseling agency based in Surprise, AZ, providing financial literacy education and one-on-one counseling to low-income and BIPOC individuals and families. The organization offers targeted programs to improve credit, prevent foreclosure, prepare for homeownership, and achieve financial stability. Services are delivered through personalized coaching, workshops, and community partnerships across Maricopa County.

named programs · 6 · from sources

what they call their work

Community Education
Free financial literacy workshops and classes on housing, credit, personal finance, and basic estate planning offered to the public in partnership with local community centers and agencies.
Credit Solutions Program
Intensive credit coaching program focused on debt reduction, credit score improvement, and meeting lender qualifications. Includes tri-merge credit report, audited budget, and action plan.
Estate Planning Document Preparation
Partners with H&M Law, PLLC to provide discounted estate planning services including wills, revocable trusts, powers of attorney, and beneficiary designations.
Financial Coaching
Six-month coaching program covering budgeting, emergency fund creation, retirement planning, and wealth building. Includes weekly check-ins, tri-merge credit report, and personalized financial plans.
Home First Program
A structured program to prepare first-time homebuyers through education, credit improvement guidance, budget planning, and six counseling sessions. Includes a 3-bureau credit report and homeownership certificate.
One-On-One Counseling
Provides personalized housing, credit, and financial counseling including foreclosure prevention, loan modification, debt management, and budgeting. Initial consultation is free; ongoing sessions offered at $75/hour.
activities · 6 groups

what they do

  • Youth Financial Literacy Education 10 activities
    • Community Financial Education Workshops
      Offers free community education workshops and classes on housing, personal finance, credit, and basic estate planning to residents in underserved communities such as El Mirage, Surprise, West Valley, and Sun Cities, AZ.
    • Financial Coaching and Literacy Education
      Delivers financial coaching and literacy education to at-risk and vulnerable individuals, youth, and low- to middle-income families in various communities. Services include developing budgets, strategic spending/savings plans, emergency funds, investment strategies, and providing 1-on-1 counseling and community workshops on personal finance.
    • Financial Literacy Education
      Provides financial literacy education, including classes and 1-on-1 counseling, to youth and low- to middle-income families in Tolleson, Surprise Opportunity Zone, El Mirage, West Valley, and Sun Cities, AZ. Topics cover credit, savings, budgeting, and general money management.
    • Financial Literacy Education and Counseling
      Provides financial literacy education and one-on-one counseling to youth, low- and middle-income families, and residents in Tolleson, Surprise Opportunity Zone, El Mirage, West Valley, and Sun Cities, AZ. This includes guidance on budgeting, saving, debt reduction, credit management, and basic estate planning, delivered through classes, workshops, and individual sessions, including walk-in services at the Saguaro Jane Food Bank.
    • Financial Literacy Education and Counseling
      Provides financial literacy education and one-on-one counseling to youth, low- and middle-income families, and residents in Tolleson, Surprise Opportunity Zone, City of El Mirage, West Valley, and Sun Cities, AZ. This includes topics such as credit, savings, budgeting, debt reduction, and general money management skills, delivered through classes, workshops, and individual sessions.
    • Financial Literacy Education for Youth
      Delivers financial literacy education specifically to youth to prevent financial missteps and build foundational money management skills.
    • Intern Financial Education
      Provides financial education and future planning training to interns, covering topics such as credit, savings, and budgeting.
    • Intern Financial Education
      Provides financial education and future planning training to interns, covering topics such as credit, savings, and budgeting.
    • Intern Financial Education and Future Planning Training
      Provides financial education and future planning training to interns, covering topics such as credit, savings, and budgeting to build their financial literacy and management skills.
    • Intern Financial Education and Future Planning Training
      Provides financial education and future planning training to interns, covering topics such as credit, savings, and budgeting.
  • Estate Planning Document Preparation 6 activities
    • Estate Planning Document Preparation
      Provides an Estate Planning Document Preparation program, which includes preparing revocable trusts, wills, living wills, trust amendments, power of attorney documents, ADOT beneficiary transfer forms, and deeds for trust transfers, often through an affiliate attorney.
    • Estate Planning Document Preparation
      Offers a program for preparing various estate planning documents, including revocable trusts, wills, living wills, trust amendments, power of attorney documents, ADOT beneficiary transfer forms, and deeds for trust transfers. This service is provided through an affiliate attorney.
    • Estate Planning Document Preparation
      Provides an Estate Planning Document Preparation program, including the preparation of revocable trusts, wills, living wills, trust amendments, power of attorney documents, and ADOT beneficiary transfer forms, often in affiliation with an attorney.
    • Estate Planning Document Preparation
      Provides an Estate Planning Document Preparation program, often through an affiliate attorney, which includes preparing trust amendments, power of attorney documents, ADOT beneficiary transfer forms, deeds for trust transfers, and organizing revocable trusts, wills, and living wills.
    • Estate Planning Document Preparation
      Offers an Estate Planning Document Preparation program, which includes preparing revocable trusts, wills, living wills, trust amendments, power of attorney documents, ADOT beneficiary transfer forms, and deeds for trust transfers, often through an affiliate attorney.
    • Estate Planning Document Preparation
      Offers an Estate Planning Document Preparation program, which includes preparing revocable trusts, wills, living wills, trust amendments, power of attorney documents, ADOT beneficiary transfer forms, reviewing beneficiary designations, preparing investment company and bank letters, and deeds for trust transfers. This service is provided through an affiliate attorney and costs $750.00.
  • Housing Counseling & Homebuyer Education 6 activities
    • Foreclosure Prevention Counseling
      Provides counseling and assistance through the Housing Assistance Fund to prevent home foreclosures for clients.
    • Home First Program
      Offers a "Home First Program" to prepare individuals for home ownership. This program includes a First-Time Home Buying class and certificate, a 3-Bureau Credit Report, guidance for improving credit scores, a custom 90-day audited budget, a personalized saving/spending plan, and 6 counseling/education sessions with a housing/credit/financial counselor. The program costs $595.00.
    • Home First Program
      Offers a structured program to prepare individuals for home ownership. This includes a First-Time Home Buying class and certificate, a 3-Bureau Credit Report, guidance for improving credit scores, a custom 90-day audited budget, a personalized saving/spending plan, and 6 counseling/education sessions with a housing/credit/financial counselor.
    • Housing Counseling Services
      Offers housing counseling services, including guidance, education, and advocacy for new home buyers, renters, and individuals needing forbearance, foreclosure, or loan modification assistance. This includes a "Home First Program" with first-time home buying classes, credit report analysis, budget development, and counseling sessions.
    • Housing Counseling Services
      Provides housing counseling, education, and advocacy for new home buyers, renters, and individuals needing assistance with forbearance, foreclosure, or loan modifications. This includes a "Home First Program" which offers a First-Time Home Buying class, credit report analysis, budget development, and counseling sessions to prepare individuals for home ownership.
    • Housing Counseling Services
      Offers housing counseling services, including guidance, education, and advocacy for new home buyers, renters, and individuals needing assistance with forbearance, foreclosure, or loan modifications. This includes the "Home First Program" which provides a First-Time Home Buying class, credit report analysis, budget development, and counseling sessions.
  • Credit Counseling and Debt Management 5 activities
    • Credit Counseling Services
      Provides credit counseling services to individuals with debt or bad credit, focusing on debt reduction, credit score improvement, and debt-to-income ratio improvement. This includes a "Credit Solutions Program" with audited budgets, spending plans, credit simulations, and educational coaching sessions.
    • Credit Counseling Services
      Offers credit counseling services, including guidance, education, and advocacy for individuals with debt or bad credit, focusing on debt reduction, credit score improvement, and Debt to Income ratio improvement. This includes a "Credit Solutions Program" with targeted debt reduction strategies, audited budgets, credit expert simulations, and educational coaching sessions.
    • Credit Counseling Services
      Provides credit counseling services to individuals with debt or bad credit, focusing on debt reduction, credit score improvement, and Debt to Income ratio improvement. This includes the "Credit Solutions Program" which offers targeted debt reduction strategies, audited budgets, credit expert simulations, and educational coaching sessions.
    • Credit Solutions Program
      Manages a program designed to help individuals tackle debt, improve credit scores, and meet lender requirements. This includes targeted debt reduction strategies, audited budgets, customized saving/spending plans, credit expert simulations, tri-merge credit reports, and educational coaching sessions.
    • Credit Solutions Program
      Manages a "Credit Solutions Program" to help individuals tackle debt, improve credit scores, and meet lender requirements. This program includes targeted debt reduction strategies, audited budgets, customized saving/spending plans, credit expert simulations, tri-merge credit reports, and educational coaching sessions. The program costs $595.00.
  • One-on-One Financial Coaching and Mentoring 5 activities
    • Financial Coaching Program
      Provides a 6-month "Financial Coaching" program to help individuals achieve financial goals and wellness. This program includes a custom 90-day audited budget, a personalized saving/spending plan, a Tri-Merge Credit Report, weekly phone check-ins, 6 individual sessions, and coaching on small business planning, emergency funds, wealth planning, and retirement. The program costs $1,295.00.
    • Financial Coaching Program
      Provides a 6-month financial coaching program to help individuals achieve financial goals and wellness. This includes developing budgets, strategic spending/savings plans, creating emergency funds, educating on investment and basic estate planning strategies, and offering weekly check-ins and sessions on small business planning, wealth planning, and retirement.
    • Financial Coaching Program
      Delivers a 6-month "Financial Coaching" program to help individuals achieve financial goals and wellness. This program includes developing budgets, strategic spending/savings plans, creating emergency funds, investment strategies, and basic estate planning, with weekly check-ins and individual sessions.
    • Financial Coaching Program
      Offers a 6-month financial coaching program to help individuals achieve financial goals and wellness. This program includes custom 90-day audited budgets, personalized saving/spending plans, Tri-Merge Credit Reports, weekly check-ins, and sessions on small business planning, emergency funds, wealth planning, and retirement strategies.
    • Financial Coaching Program
      Offers a 6-month "Financial Coaching" program to help individuals achieve financial goals and wellness. This includes developing budgets, strategic spending/savings plans, emergency funds, investment strategies, and basic estate planning, with weekly check-ins and individual sessions.
  • Uncategorized 3 activities
    • Financial Literacy Education
      Delivers financial literacy education to youth and residents in underserved communities, covering topics such as credit, savings, budgeting, and general money management skills. This includes free community workshops and classes on housing, personal finance, credit, and basic estate planning.
    • Financial, Credit, and Housing Counseling
      Provides one-on-one counseling and education on financial literacy, credit management, and housing to at-risk and vulnerable individuals and families. This includes guidance on debt reduction, credit score improvement, budgeting, and assistance for new home buyers, renters, and those facing foreclosure or needing loan modification. Services are offered in communities such as Tolleson, Surprise, El Mirage, and Wittmann, AZ, and have served over 178 unique individuals in FY 2021-2022, with an anticipated 400+ in FY 2022-2023.
    • Financial, Credit, and Housing Counseling
      Provides one-on-one counseling and education to at-risk and vulnerable individuals and families on financial literacy, credit management, and housing. This includes guidance on debt reduction, credit score improvement, budgeting, and assistance for new home buyers, renters, and those facing foreclosure or needing loan modification. Services are offered in communities such as Tolleson, Surprise, El Mirage, and Wittmann, AZ.
financials · form 990EZ · fy2022
revenue
Total revenue$179K
Contributions & grants$179K100%
Program service revenue$00%
Investment income$00%
Other revenue$0
expenses
Total expenses$173K
Program expenses
Admin / overhead
Fundraising
Salaries & benefits$131K
Grants paid out$0
balance sheet
Total assets$10K
Cash
Investments
Liabilities
Net assets$10K
1 years on record · 2022–2022
leadership · form 990 part vii · fy2022

who runs it

paid leadership · 1
NameTitleHours/wkCompensation
Mark T Savage Executive Director 60 $15K
relationships · 8

who they work with

  • City of Surprise Partner — Partners to provide financial literacy classes and 1-on-1 counseling to low- and middle-income families in the Surprise Opportunity Zone and the City of El Mirage.
  • City of Tolleson Resource Center Partner — Partners to provide Financial Literacy Education to residents of Tolleson and surrounding communities.
  • H&M Law Partner — Attorney partnership that allows for highly discounted Wills & Trusts.
  • Housing Authority of Maricopa County Resident Services Program Partner — Works with to teach financial classes and 1-on-1 counseling to clients living in temporary housing.
  • STRIPE PAYMENT Partner — Payment processing partner used to facilitate donations to the organization.
  • Saguaro Jane Food Bank Partner — Provides 1-on-1 counseling to clients on a walk-in basis.
  • William MacDonald, H&M Law, PLLC Partner — Affiliate attorney providing estate planning document preparation services.
  • William MacDonald, H&M Law, PLLC Partner — Affiliate attorney providing estate planning document preparation.