irs program accomplishments · form 990 part iii · fy2021
what they reported doing
Program narrative the organization filed with the IRS. Ordered by program spending.
- #1 primary $872KLOAN AND LENDING SERVICES - TRELLIS IS A LICENSED MORTGAGE BANK IN THE STATE OF ARIZONA AND A U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD) APPROVED SECONDARY LENDER. TRELLIS ORIGINATES AND SERVICES FIRST AND SECOND MORTGAGE LOANS AND DOWN PAYMENT/CLOSING COST ASSISTANCE. TRELLIS DEVELOPS AND/OR ADMINISTERS SPECIAL MORTGAGE PROGRAMS DESIGNED TO MEET THE CREDIT NEEDS OF ALL BORROWERS, PARTICULARLY LOW-TO-MODERATE INCOME BORROWERS. LOAN TERMS MAY VARY FROM CONVENTIONAL INTEREST-BEARING, FULLY-AMORTIZING LOANS TO FULLY-FORGIVABLE LOANS THAT SUBSIDIZE HOME PURCHASES.
- #2 $311KHOMEBUYER EDUCATION, COUNSELING AND FINANCIAL COACHING - TRELLIS OFFERS ONE-ON-ONE AND PRE- AND POST-PURCHASE HOUSING COUNSELING AND FINANCIAL COACHING; HOMEBUYER EDUCATION ONSITE AND ONLINE; AND CREDIT AND MONEY MANAGEMENT WORKSHOPS IN BOTH ENGLISH AND SPANISH. TRELLIS VOLUNTARILY ADOPTED THE NATIONAL INDUSTRY STANDARDS FOR HOMEOWNERSHIP AND COUNSELING WHICH ESTABLISHES STANDARDS FOR EDUCATION AND COUNSELING SERVICES AND SETS AGENCY TRAINING STANDARDS. TRELLIS HAS THREE HOUSING COUNSELORS WHO MEET THE EXPANDED DODD-FRANK HUD COUNSELOR CERTIFICATION.
named programs · 8 · from sources
what they call their work
Affordable Housing Development
Building and rehabilitating single-family homes, townhomes, and rental communities with a focus on energy efficiency, smart technology, and affordability.
Community Building
Engages residents and fosters leadership to create vibrant and welcoming communities.
Down Payment Assistance
Provides conditional down payment assistance approval based on availability of funds and income eligibility requirements for low-to-moderate income households.
Financial Coaching
One-on-one confidential sessions with NCHEC-certified financial coaches to help clients achieve financial goals, create budgets, pay off debt, improve credit scores, and prepare for homeownership.
Financial Literacy Classes
Free virtual instructor-led courses focused on improving financial behaviors, credit repair, budgeting, debt repayment, and home buying.
Homeownership Counseling
Guidance and education for homebuyers on the advantages and disadvantages of owning a home, steps and costs involved, and financial planning.
Mortgage Loan Programs
Offers conventional, FHA, and VA mortgage loans to help individuals and families achieve homeownership.
Real Estate Services
Connects clients with real estate agents to help find homes that fit their budget and preferences, including homes built or rehabbed by Trellis.
activities · 6 clusters
what they do
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Permanent Affordable Housing Development 4 activities
- Affordable Housing DevelopmentDevelops and builds affordable housing options, including the Trellis @ Mission rental townhome community with 43 homes, and offers homes built or rehabbed by its Real Estate Development Department for purchase.
- Affordable Housing DevelopmentDevelops affordable housing through construction and rehabilitation of homes, including the creation of rental and for-sale townhome communities like Trellis @ Mission. Has built 310 homes to date, with over 100 more planned, contributing to neighborhood revitalization in Phoenix.
- Neighborhood RevitalizationEngages in neighborhood development activities and supports revitalization efforts along the McDowell Road Commercial Corridor in Phoenix and surrounding neighborhoods.
- Neighborhood Revitalization and DevelopmentEngages in neighborhood development and revitalization efforts, particularly along the McDowell Road Commercial Corridor and surrounding Phoenix neighborhoods, to strengthen community infrastructure and housing quality.
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Housing Counseling & Homebuyer Education 3 activities
- Homeownership Advising and EducationProvides one-on-one homeownership advising and an 8-hour homebuyer education class to guide individuals through the home buying process, including creating action plans for credit and budget challenges.
- Homeownership Counseling and EducationProvides HUD-approved homeownership counseling, including an 8-hour homebuyer education class and one-on-one advising to guide clients through the home buying process. Services cover budgeting, credit repair, mortgage preparation, and post-purchase support such as refinancing and moving assistance.
- Post-Purchase Homeownership SupportProvides post-purchase services including financial coaching workshops, assistance with moving, and home refinancing support, as well as reviewing loan documents before closing.
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Homeownership Down Payment Assistance 2 activities
- Comprehensive Homeownership Support ProgramsDelivers an integrated suite of services that promote and sustain homeownership, combining counseling, financial coaching, lending support, and housing development under a unified mission.
- Nonprofit Mortgage Banking and Loan AssistanceOperates as a nonprofit mortgage banker providing conditional first mortgage and down payment assistance approvals through its Lending Department. Ensures profits from home purchases are donated back to support affordable homeownership programs in Arizona.
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Credit Counseling and Debt Management 2 activities
- Financial Coaching and Credit RepairOffers confidential one-on-one financial coaching and live workshops to help clients improve budgeting, save money, repay debt, rebuild credit, and achieve financial stability. Coaching is delivered by HUD-certified instructors and includes personalized action plans.
- Financial Coaching and LiteracyOffers confidential one-on-one financial coaching sessions and workshops led by HUD-certified instructors to improve budgeting, credit repair, debt repayment, and saving money, helping clients identify financial goals and track progress.
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Home Repair & Accessibility Modifications 1 activity
- Scale of Service DeliveryHas supported the creation of 3,800 homeowners and provided counseling and education to 46,000 individuals and families since 1975, demonstrating long-term, large-scale impact in Arizona communities.
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Uncategorized 1 activity
- Mortgage Lending and Down Payment AssistanceOperates as a non-profit mortgage banker in Arizona, assisting clients in obtaining conditional first mortgage loan approval and down payment assistance approval through its Lending Department.
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financials · form 990 · fy2021
the money
revenue
Total revenue$6.81M
Contributions & grants$5.23M77%
Program service revenue$1.11M16%
Investment income$280%
Other revenue$476K
expenses
Total expenses$7.96M
Program expenses92%
Admin / overhead7%
Fundraising1%
Salaries & benefits$1.74M
Grants paid out$5.36M
Largest expense lineCompensation
balance sheet
Total assets$12.86M
Cash$807K
Investments$573K
Liabilities$3.09M
Net assets$9.77M
Liquid reserves2.1 mo
2 years on record · 2020–2021 · YoY revenue +13.6%
leadership · form 990 part vii · fy2021
who runs it
paid leadership · 2
| Name | Title | Hours/wk | Compensation |
|---|---|---|---|
| DUARTE PATRICIA GARCIA | PRESIDENT/CEO | 35 | $146K |
| MCCABE JOEL | CHIEF OPERATING OFFICER | 35 | $122K |
board members · 15
- BUSCHING MARCIA — VICE CHAIR
- CHIN FOO ANGELO — DIRECTOR
- FAUSSETTE SUMMER — DIRECTOR
- HAGER EISENBARTH CJ — DIRECTOR (THRU 8/2021)
- JAMES ABRAHAM B III — CHAIR
- LONGORIA DAVID — DIRECTOR
- MILLER JAMESON — TREASURER
- MONTES GINA — DIRECTOR
- O'CONNELL TIM — DIRECTOR
- ROBERTS CYNDI — DIRECTOR
- ROMERO MICHAEL — DIRECTOR
- SOLORIO CHRISTIAN — DIRECTOR
- THAKKAR SIMA — SECRETARY
- THOMAS KATIE — DIRECTOR
- WELLS KATE — DIRECTOR
relationships · 10
who they work with
- Arizona is Home (AIH) Partner — Provides funds for down payment and closing cost assistance to first-time homebuyers.
- City of Phoenix Partner — Helped form Trellis (originally Neighborhood Housing Services of Phoenix) in 1975.
- Freddie Mac Partner — Functions as a Freddie Mac Borrower Help Center.
- HUD Government — Instructors are HUD-certified.
- Housing and Urban Development (HUD) Government — Approved housing counseling agency by HUD
- NCHEC Partner — Financial coaches are NCHEC-certified.
- NeighborWorks America Network — Trellis was formed with help from NeighborWorks America and is a current member of their national nonprofit network.
- Trellis Construction Partner — Construction services.
- Trellis Mortgage, LLC Partner — Provides mortgage services and guidance for home buyers.
- Trellis Realty, LLC Partner — Real estate services.