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Administration of Resources & Choices

Tucson, AZ · EIN 860735999 · Form 990 · FY2021 · NTEE Z99Z · Unknown · Small ($100K-$1M) · arc-az.org
revenue
$795K
expenses
$813K
net assets
$328K
employees
11
volunteers
20
program ratio
87%
mission · from form 990

EMPOWER HOMEOWNERS THROUGH COMPREHENSIVE HOUSING COUNSELING SERVICES, AND ENABLE OLDER ADULTS TO RETAIN INDEPENDENCE AND DIGNITY THROUGH CRISIS LINE ASSISTANCE AND ELDER ABUSE SERVICES

profile · synthesized from sources

Administration of Resources and Choices (A.R.C.) is a nonprofit organization based in Arizona that provides housing counseling services and elder protection services. They empower individuals and families through financial education, housing navigation, and victim services, with a focus on housing stability and supporting seniors.

irs program accomplishments · form 990 part iii · fy2021

what they reported doing

Program narrative the organization filed with the IRS. Ordered by program spending.

  1. #1 primary $49K
    HEALTH & SAFETY RELATED SERVICES: 24/7 CRISIS LINE, EMERGENCY SHELTER WITH CARE, DOMESTIC VIOLENCE AND ELDER ABUSE FOR SENIORS.
named programs · 8 · from sources

what they call their work

Elder Protection Services and Helpline
Provides crisis intervention, case management, legal support, and safe temporary housing for seniors and individuals with disabilities in Southern Arizona facing abuse or neglect. Includes an Elder Protection Helpline for immediate assistance.
Foreclosure Prevention Counseling
Assists individuals facing financial hardship to avoid losing their homes through budgeting, debt management, and support from HUD-certified housing counselors.
HUD-Certified Housing Counseling
Offers financial counseling, homebuyer education, assistance finding homebuyer programs and grants, and post-purchase counseling to help homeowners meet financial goals. Includes foreclosure prevention and reverse mortgage counseling.
Homebuyer Readiness Program
Guides individuals through the homebuying journey with credit score review, credit counseling, budget preparation, introduction to mortgage lending programs, and information on down payment assistance. Provides Homebuyer Education Class Certification.
Loan Modification
Assists homeowners facing financial hardship to stay in their primary residence by working with lenders to adjust loan terms without refinancing.
Refinancing Counseling
Helps homeowners navigate the process of applying for a new loan to replace their current mortgage, potentially lowering payments and avoiding foreclosure.
Rental Counseling
Helps renters find affordable housing, understand tenant rights, manage budgets, and access assistance programs to maintain stable housing and plan for future homeownership.
Reverse Mortgage Counseling
Educates homeowners 62+ on converting home equity into tax-free income while remaining in their home, with repayment deferred until they move or pass away.
activities · 5 clusters

what they do

  • Housing Counseling & Homebuyer Education 7 activities
    • Foreclosure Prevention and Loan Modification Assistance
      Offers foreclosure prevention counseling, reverse mortgage counseling, and loan modification support through HUD-certified housing counselors who work directly with homeowners and lenders to manage financial hardship and reduce foreclosure risk. Services are available to homeowners of all ages across Arizona.
    • Foreclosure Prevention and Reverse Mortgage Counseling
      Provides foreclosure prevention counseling, including budgeting and debt management support, and reverse mortgage counseling for homeowners of all ages across Arizona through HUD-certified housing counselors. This also includes loan modification assistance.
    • Foreclosure Prevention and Reverse Mortgage Counseling
      Provides foreclosure prevention counseling, including budgeting and debt management support, and reverse mortgage counseling through HUD-certified housing counselors for homeowners of all ages across Arizona. This also includes loan modification assistance to adjust loan terms for those facing financial hardship.
    • General Financial Counseling
      Provides financial counseling through HUD-Certified Housing Counselors to help individuals build credit and develop sound financial habits, including post-purchase support for homeowners.
    • HUD-Certified Housing Counseling
      Provides HUD-certified housing counseling services across Arizona, including foreclosure prevention, reverse mortgage counseling, rental counseling, and homebuyer readiness support. Services include budgeting, debt management, credit counseling, and assistance with mortgage lending programs.
    • HUD-Certified Housing Counseling and Homebuyer Readiness
      Provides comprehensive housing counseling services including credit counseling, budgeting support, down payment assistance guidance, and homebuyer education to help individuals become mortgage-ready. Offers certification for preferred lending programs through online coursework and assists with identifying homebuyer programs and financial assistance, serving clients across Arizona with expanded operations in Maricopa and Pima Counties.
    • Homebuyer Readiness and Assistance Programs
      Operates a Homebuyer Readiness Program that provides HUD-certified financial counseling, credit counseling, budgeting support, and homebuyer education to help individuals become mortgage-ready. This includes identifying down payment assistance (up to $40,000 available), managing debt, improving credit scores, and planning for homeownership expenses across Arizona.
  • Transitional and Permanent Supportive Housing 4 activities
    • Elder and Disability Abuse Crisis Intervention and Support
      Provides free crisis intervention, case management, legal support, and safe temporary housing for seniors and individuals with disabilities facing abuse or neglect in Southern Arizona, including Pima County. This includes assistance with obtaining orders of protection and locating long-term accessible housing.
    • Elder and Disability Abuse Crisis Intervention and Support
      Provides free crisis intervention, case management, legal support, and safe temporary housing for seniors and individuals with disabilities facing abuse or neglect in Southern Arizona, including Pima County. This includes assistance with obtaining orders of protection and locating long-term accessible housing.
    • Elder and Disability Abuse Intervention and Safe Housing
      Provides crisis intervention, safe temporary housing, legal support, and case management for seniors and individuals with disabilities facing abuse or neglect in Southern Arizona, particularly in Pima County. Services include safety planning, access to remote orders of protection, medical care, justice system navigation, and long-term housing placement.
    • Elder and Disability Abuse Response Services
      Provides free crisis intervention, case management, legal support, and temporary safe housing for seniors and individuals with disabilities facing abuse or neglect, primarily in Southern Arizona and Pima County. Services include safety planning, access to protective orders, and navigation of legal and social service systems.
  • Homeownership Down Payment Assistance 2 activities
    • Down Payment Assistance Program
      Offers down payment assistance of up to $30,000 to qualified homebuyers, with potential for an additional $10,000, as part of its homebuyer support services.
    • Homebuyer Readiness and Assistance Programs
      Operates a Homebuyer Readiness Program that provides HUD-certified financial counseling, credit counseling, budgeting support, and homebuyer education to help individuals become mortgage-ready. This includes identifying down payment assistance (up to $30,000, with an additional $10,000 potentially available), homebuyer programs, and other financial assistance, and offers post-purchase support.
  • Affordable Housing Information & Counseling 2 activities
    • Rental Counseling Services
      Offers HUD-certified rental counseling to help renters find affordable housing, understand tenant rights, manage budgets, and access assistance programs.
    • Rental Counseling Services
      Offers HUD-certified rental counseling to help renters find affordable housing, understand tenant rights, manage budgets, and access assistance programs.
  • Uncategorized 1 activity
    • Rental Counseling and Affordable Housing Support
      Offers HUD-certified rental counseling to help renters find affordable housing, understand tenant rights, manage household budgets, and access assistance programs across Arizona.
financials · form 990 · fy2021

the money

revenue
Total revenue$795K
Contributions & grants$669K84%
Program service revenue$126K16%
Investment income$00%
Other revenue$0
expenses
Total expenses$813K
Program expenses87%
Admin / overhead13%
Fundraising0%
Salaries & benefits$628K
Grants paid out$0
Largest expense lineCompensation
balance sheet
Total assets$434K
Cash$185K
Investments$0
Liabilities$106K
Net assets$328K
Liquid reserves2.7 mo
3 years on record · 2019–2021 · YoY revenue -4.5%
leadership · form 990 part vii · fy2021

who runs it

board members · 5
  • Bob Dytko — Director/Board Member
  • Howard Paley — Board President
  • Joseph Tajc — Vice President
  • Josie Quinn — Director/Board Member
  • Maricela Solis De Kester — Secretary
relationships · 9

who they work with

  • Arizona Department of Housing Funder — Secured federal funding through the department.
  • Arizona Department of Public Safety Government — Funder of the Elder Protection Services program.
  • HUD Government — HUD-Certified Housing Counseling and Elder Services Agency
  • HUD Government — Provides certification for A.R.C.'s rental and housing counselors.
  • HUD Government — Provides certification for housing counselors
  • HUD Government — Recognized as a HUD Housing Counseling Agency.
  • Housing and Urban Development (HUD) Government — Employs HUD-Certified Housing Counselors to provide financial and housing counseling services.
  • Pima County Government — Funder of the Elder Protection Services program.
  • US Department of Justice Government — Primary funder of the Elder Protection Services program.