activities · 34
what they do
direct service · 29
- Disaster Relief and Special Funding Initiatives Disaster & Crisis Relief Fund LaunchingLaunched the $100 million Rebuild Southern California Small Business Relief Fund to support businesses impacted by wildfires; also received a $15 million contribution from Ripple to support small business financing.
- Disaster Relief and Specialized Lending Initiatives Disaster & Crisis Relief Fund LaunchingLaunched the $100 million Rebuild Southern California Small Business Relief Fund to support small businesses affected by wildfires. Also received a $15 million contribution from Ripple to expand financial inclusion and support underserved entrepreneurs.
- Disaster Relief and Specialized Lending Initiatives Disaster & Crisis Relief Fund LaunchingLaunches targeted relief funds such as the $100 million Rebuild Southern California Small Business Relief Fund to support small businesses impacted by wildfires, demonstrating capacity to mobilize large-scale, time-sensitive financing initiatives.
- Disaster relief lending fund Disaster & Crisis Relief Fund LaunchingLaunched the $100 million Rebuild Southern California Small Business Relief Fund to support small businesses impacted by wildfires.
- Equipment Leasing Equipment Leasing & Truck FinancingOffers equipment leasing with flexible terms, minimal upfront costs, and fast turnaround to support business growth, providing funding within days.
- Equipment and Vehicle FinancingProvides equipment leasing and financing for trucks, trailers, and heavy-duty vehicles with loan amounts from $5,000 to $250,000, fast turnaround (funding within days), flexible terms, and minimal upfront costs. Available for food trucks, owner-operators, and small fleet owners in nine states: AZ, CA, FL, GA, IN, MD, NY, TX, and UT.
- Equipment and Vehicle Financing Equipment Leasing & Truck FinancingProvides equipment leasing with flexible terms, minimal upfront cost, and fast turnaround (funding within days). Offers financing for trucks, trailers, and heavy/medium-duty vehicles ranging from $5,000 to $250,000, available in nine states including California, Texas, and Florida. Also includes dedicated financing for food trucks from $5,000 to $200,000.
- Equipment and Vehicle Financing Equipment Leasing & Truck FinancingProvides equipment leasing and financing for trucks, trailers, and other business equipment with loan amounts from $5,000 to $250,000, flexible terms, minimal upfront costs, and fast funding within days. Services include financing for new or used heavy and medium-duty trucks, trailers, and food trucks, available in nine states: AZ, CA, FL, GA, IN, MD, NY, TX, and UT.
- Equipment leasing Equipment Leasing & Truck FinancingProvides equipment leasing with flexible terms, minimal upfront costs, and fast turnaround—funding available within days—to support small business growth.
- Food Truck FinancingProvides financing for food trucks with loan amounts ranging from $5,000 to $200,000 to support the launch or expansion of mobile food businesses.
- Food truck financingOffers dedicated financing for food trucks with loan amounts ranging from $5,000 to $200,000 to support launching or expanding mobile food businesses.
- New Markets Tax Credit (NMTC) Investments New Markets Tax Credit Allocation ManagementSecures and deploys New Markets Tax Credit allocations to finance community development projects, including a $12 million investment in the Sun Life Family Health Center and an $85 million allocation from the U.S. Department of the Treasury’s CDFI Fund for 2024-25.
- New Markets Tax Credit (NMTC) Investments New Markets Tax Credit Allocation ManagementSecures and deploys New Markets Tax Credit allocations to finance community development projects, including a $12 million investment in Sun Life Family Health Center and an $85 million allocation from the U.S. Department of the Treasury’s CDFI Fund for 2024-25.
- New Markets Tax Credit (NMTC) Investments New Markets Tax Credit Allocation ManagementSecures and deploys New Markets Tax Credit allocations to fund community development projects; closed a $12 million allocation for the Sun Life Family Health Center and received an $85 million NMTC allocation from the CDFI Fund for 2024-25.
- New Markets Tax Credit (NMTC) allocations New Markets Tax Credit Allocation ManagementSecures and deploys New Markets Tax Credit allocations to support community development projects, including a $12 million allocation for the Sun Life Family Health Center and a $85 million allocation from the U.S. Department of the Treasury’s CDFI Fund for 2024-25.
- New Markets Tax Credit Allocation New Markets Tax Credit Allocation ManagementManages New Markets Tax Credit allocations, including closing a $12 million allocation for a health center and receiving an $85 million allocation from the U.S. Department of the Treasury’s CDFI Fund for the 2024-25 cycle.
- SBA 7(a) Loan Program Small Business Term Loan ProgramsOffers SBA 7(a) loans with funding amounts from $100,000 to $350,000, repayment terms of up to 10 years, and interest rates starting at Prime + 2.25% (adjusted quarterly), plus a 3% fee. Designed for working capital with fast approvals and flexible terms.
- SBA 7(a) Loan Program Small Business Term Loan ProgramsOffers SBA 7(a) loans with funding amounts from $100,000 to $350,000, repayment terms of up to 10 years, and interest rates starting at Prime + 2.25% (adjusted quarterly). The program includes a 3% fee on loans and emphasizes fast approvals and flexible terms for working capital and business growth.
- SBA 7(a) Loan Program Small Business Term Loan ProgramsOffers SBA 7(a) loans with funding amounts from $100,000 to $350,000, repayment terms up to 10 years, and interest rates starting at Prime + 2.25% (adjusted quarterly). Includes a 3% loan fee and features fast approvals and flexible terms.
- SBA 7(a) Loans Small Business Term Loan ProgramsOffers SBA 7(a) loans ranging from $100,000 to $350,000 with repayment terms up to 10 years, interest rates starting at Prime + 2.25%, and a 3% fee, providing fast approvals and flexible terms for working capital.
- SBA 7(a) loan program Small Business Term Loan ProgramsOffers SBA 7(a) loans with funding amounts from $100,000 to $350,000, repayment terms up to 10 years, and interest rates starting at Prime + 2.25% (adjusted quarterly). Includes a 3% fee on loans and emphasizes fast approvals and flexible terms.
- Small Business Lending Programs Small Business Term Loan ProgramsProvides small business term loans ranging from $5,000 to $250,000 with interest rates starting at 9.99% and repayment terms up to 36 months. Serves over 37,000 small businesses nationwide, with 90% of clients from underserved communities.
- Small Business Relief Funds Disaster & Crisis Relief Fund LaunchingLaunched the $100 million Rebuild Southern California Small Business Relief Fund to support small businesses impacted by wildfires.
- Small Business Term Lending Small Business Term Loan ProgramsProvides small business term loans ranging from $5,000 to $250,000 with interest rates starting at 9.99%, repayment terms of up to 36 months, and adaptable repayment structures. These loans are offered to over 37,000 small businesses nationwide, with 90% of clients from underserved communities.
- Small Business Term Lending Small Business Term Loan ProgramsProvides small business term loans ranging from $5,000 to $250,000 with interest rates starting at 9.99%, repayment terms of up to 36 months, and adaptable repayment structures. Serves over 37,000 small businesses nationwide, with 90% of clients from underserved communities.
- Small Business Term Loans Small Business Term Loan ProgramsProvides small business term loans ranging from $5,000 to $250,000 with interest rates starting at 9.99% and repayment terms up to 36 months, serving over 37,000 small businesses nationwide, with 90% of clients from underserved communities.
- Small business term lending Small Business Term Loan ProgramsProvides small business term loans ranging from $5,000 to $250,000 with interest rates starting at 9.99% and repayment terms of up to 36 months. Has served over 37,000 small businesses nationwide and invested over $1 billion in financing.
- Trucking Business Financing Equipment Leasing & Truck FinancingProvides flexible financing solutions for trucking businesses, including owner-operators and small fleet owners, offering loans from $5,000 to $250,000 for new or used heavy and medium-duty trucks and trailers in nine states.
- Trucking business financingProvides specialized financing for trucking businesses, including owner-operators and small fleets, with loan amounts from $5,000 to $250,000 for new or used heavy and medium-duty trucks and trailers. Offers competitive rates, fast approvals, and operates in nine states: AZ, CA, FL, GA, IN, MD, NY, TX, and UT.
capacity building · 5
- Business Advising and Capacity Building Small Business Advisory ServicesOffers free one-on-one business advising, personalized learning resources, and educational workshops on financial management, growth strategies, and digital marketing tailored to the stage, industry, and challenges of small business owners.
- Business Advising and Capacity Building Small Business Advisory ServicesProvides free one-on-one business advising, personalized learning resources, and educational workshops on financial management, growth strategies, and digital marketing tailored to the business owner’s stage and industry.
- Business Advising and Training Entrepreneurship Incubation & Technical AssistanceProvides free one-on-one business advising, personalized learning resources, workshops, training, and courses on financial management, growth strategies, and digital marketing for small business owners.
- Business Advisory and Capacity Building Small Business Advisory ServicesOffers free one-on-one business advising, personalized learning resources, and educational workshops on financial management, growth strategies, and digital marketing tailored to the business owner’s stage, industry, and challenges.
- Free business advising and capacity building Small Business Advisory ServicesProvides free one-on-one business advising, personalized learning resources, and educational workshops on financial management, growth strategies, and digital marketing tailored to a business’s stage, industry, and challenges.
strategies · 29
how they think
Theories of action extracted from this org's own source material. Click any to see the full field of orgs running the same approach.
- Blended Digital and Human Advising blended digital and human advisingCombines digital tools with personalized, one-on-one advising to deliver accessible and human-centered support, ensuring small business owners receive tailored guidance at scale.
- Blended digital and human advising model blended_digital_and_human_advisingCombines digital-first lending platforms with high-touch, personalized advising to deliver accessible, flexible, and human-centered support that meets small business owners where they are—online and in-person.
- Equitable and Flexible Lending for Underserved Entrepreneurs underserved_entrepreneur_supportUses alternative underwriting, customized loan structures, and flexible financing options—including no down payment and lease-to-own models—to reduce barriers for underserved entrepreneurs who are excluded from traditional lending.
- Flexible and Inclusive Lending Model underserved_entrepreneur_supportUses customized, affordable loan structures with transparent terms, no down payments, and holistic underwriting to expand access to capital for underserved entrepreneurs who are excluded from traditional lending.
- Flexible, Inclusive, and Customized Financing underserved_entrepreneur_supportUses alternative underwriting that considers the full financial picture, offers customized loan and lease structures, no-down-payment options, and lease-financing to improve cash flow—specifically designed to reduce barriers for underserved entrepreneurs.
- Flexible, Inclusive, and Customized Lending Practices flexible_lending_for_underservedEmploys holistic underwriting, customized loan structures, and flexible lease terms—including no down payment and upgrade options—to meet the unique needs of underserved entrepreneurs who face barriers with traditional lenders.
- Flexible, inclusive, and customized lending for underserved entrepreneurs underserved_entrepreneur_supportUses alternative underwriting, customized loan and lease structures, no-down-payment options, and transparent terms to reduce barriers and improve access to capital for entrepreneurs excluded from traditional financing.
- Holistic Business Support Model holistic business support modelSupports small business owners through an integrated approach that combines capital with knowledge, tools, networks, and advisory services, recognizing that financing alone is insufficient for sustainable growth.
- Holistic Business Support Model holistic business support modelSupports small business owners beyond capital by integrating financing with knowledge, tools, networks, and advisory services to address the full range of challenges they face.
- Holistic business support through integrated capital, coaching, and tools integrated_capital_and_coachingSupports small business owners not just with capital, but through a comprehensive model that integrates financing, technical assistance, business education, and tools to foster long-term stability and growth.
- Human-Centered Digital Lending Platform blended digital and human advisingLeverages a digital-first application system combined with high-touch, personalized advising to make lending accessible, efficient, and supportive, particularly for underserved entrepreneurs who benefit from both technology and human guidance.
- Human-Centered Digital-First Lending Model blended digital and human advisingLeverages a national digital platform for accessible loan applications while combining technology with high-touch, personalized advising and technical assistance to ensure equitable and effective support.
- Human-Centered Digital-First Lending Model blended_digital_and_human_advisingUses a digital-first application platform to increase accessibility while combining technology with high-touch, one-on-one advising and multilingual support to deliver personalized, human-centered service.
- Inclusive and Flexible Lending Model for Underserved Entrepreneurs underserved_entrepreneur_supportUses holistic financial underwriting, customized loan structures, transparent terms, fast approvals, and multilingual support to reduce barriers to capital for underserved small business owners, particularly those excluded by traditional lending systems.
- Integrated Capital and Holistic Business Support integrated_financing_and_business_supportCombines access to affordable financing with personalized advising, educational resources, and business tools to support small business owners throughout their journey, recognizing that capital alone is insufficient for long-term success.
- Integrated Capital and Holistic Business Support integrated capital and coachingCombines access to capital with personalized advising, educational resources, and business tools to support small business owners throughout their journey, recognizing that financing alone is insufficient for sustainable growth.
- Integrated Capital and Holistic Business Support integrated capital and coachingCombines access to affordable financing with personalized business advising, educational resources, and technical assistance to support small business owners beyond capital alone, addressing both financial and operational needs throughout the business lifecycle.
- Lease Financing with Flexible, Low-Barrier Terms lease-financingOffers lease-financing solutions with no down payment, flexible terms, and options for equipment upgrades to improve cash flow and accessibility for small businesses needing equipment without large upfront costs.
- Multilingual Access to Services multilingual_business_advisingProvides business advising and support in both English and Spanish to reduce language barriers and increase equitable access for diverse entrepreneurs.
- Multilingual and Culturally Responsive Advising multilingual_business_advisingProvides one-on-one business advising in both English and Spanish to ensure accessibility and cultural relevance for diverse entrepreneurs.
- Multilingual and Culturally Responsive Support multilingual_business_advisingProvides business advising and support in multiple languages, specifically English and Spanish, to ensure accessibility and relevance for diverse entrepreneur communities.
- Multilingual and culturally responsive business advising multilingual_business_advisingProvides one-on-one business advising in English and Spanish to ensure language is not a barrier to accessing critical support services.
- Policy and Research-Driven Systems Change policy and systems advocacyConducts research on underserved small business needs and advocates for policy reforms at local and national levels to expand access to capital and support systems, ensuring long-term systemic impact.
- Policy and Research-Informed Advocacy and Innovation research_and_advocacy_informed_practiceAdvances systemic change through policy advocacy and conducts research to inform program design and improve access to capital and digital tools for underserved small businesses.
- Policy and Systems Advocacy policy and systems advocacyAdvocates at local and national levels to change policies and systems that limit access to financing and growth resources for underserved small business owners.
- Research and Advocacy for Systemic Change policy and systems advocacyConducts research on underserved small business needs and advocates for policy and systems change to expand access to capital and support resources at local and national levels.
- Research and Advocacy for Systemic Change policy and systems advocacyConducts research on underserved small business needs and advocates for policy and systemic changes to improve access to capital and growth resources at local and national levels.
- Research and policy advocacy to advance equitable small business ecosystems policy_and_systems_advocacyConducts research on underserved small business needs and advocates for policy and systems change to expand access to capital and support resources at local and national levels.
- Research-Informed Programming research-driven supportConducts research on underserved small businesses’ digital adoption and financial access to design and refine effective support strategies.
named programs · 8
what they call their work
Business Advising
Free one-on-one guidance on financial planning, marketing strategies, and other business challenges
Food Truck Financing
Offers financing from $5,000 to $200,000 to launch or grow mobile food businesses, including purchasing or building fully equipped food trucks
Personalized Learning
Access to resources and insights tailored to business stage, industry, and specific challenges
Programs & Grants
Workshops, training, and courses on financial management, growth strategies, and digital marketing
Rebuild Southern California Small Business Relief Fund
$100 million fund launched to support small businesses impacted by wildfires in Southern California
SBA 7(a) Loan
Offers SBA-backed loans ranging from $100,000 to $350,000 with terms up to 10 years for leasehold improvements, equipment, inventory, debt refinancing, marketing, expansion, or franchise acquisition
Small Business Term Loan
Provides loans from $5,000 to $250,000 with interest rates from 9.99% to 28.99% and repayment terms up to 36 months for small businesses with at least 2 years in operation and $100,000+ in annual sales
Truck Financing
Provides equipment financing from $5,000 to $250,000 for heavy and medium-duty new or used trucks and trailers
relationships · 10
who they work with
- Mastercard Partner — Partnered to launch a digital financial learning platform for small businesses.
- Meat Town Distributors Partner — Client business that has received financing and support from Accion Opportunity Fund.
- Plaid Partner — Partners with Plaid to enable secure bank account enrollment during the loan application process.
- Progeny Coffee Partner — Client business that has received financing and support from Accion Opportunity Fund.
- Ripple Partner — Conducted a national survey on digital adoption and provided a $15 million contribution to support underserved small businesses.
- SBA Government — Designated as a Community Advantage lender by the SBA to serve small businesses with government-backed financing.
- SBA Government — Partnered with the Small Business Administration as an SBA 7(a) lender
- Sun Life Family Health Center Partner — Partner organization receiving NMTC funding for construction of a new flagship health facility.
- Uli’s Gelato Partner — Client business that has received financing and support from Accion Opportunity Fund.
- brokers and dealers Partner — Partners with brokers and dealers to simplify the loan application process and deliver a seamless experience for their clients.