866053269 · AZ ↑ parent cluster ·
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Hopi Credit Association

AZ · EIN 866053269 · $602K rev · operational · hopicredit.us
profile

The Hopi Credit Association (HCA) is a certified Native Community Development Financial Institution (CDFI) established in 1952, dedicated to providing financial services and support to Hopi tribal members on the Hopi Reservation in Northeast Arizona. HCA offers business loans, financial education, and resources to promote economic development among local small business owners and entrepreneurs.

activities · 29

what they do

direct service · 21
  • Conduct annual membership meetings Member Meetings and Conventions
    Holds an annual membership meeting in March for members to socialize and learn about the organization's performance, and to elect a board member for a five-year term.
  • Conduct annual membership meetings Member Meetings and Conventions
    Holds an annual membership meeting in March for members to socialize, learn about the organization's performance, and elect a board member for a five-year term.
  • Conducting annual membership meetings Member Meetings and Conventions
    Holds an annual membership meeting each March where members can learn about organizational performance and socialize.
  • Enabling remote and digital loan account management
    Offers online and phone-based access to loan accounts through services like Borrowers View Central, allowing members to check balances, due dates, payment history, and make payments 24/7 using debit cards.
  • Facilitate online and phone account management and payments
    Offers online account information and payment by phone services, allowing clients 24/7 access to current balances, due dates, and payment history, and facilitates online and phone payments using debit cards through services like Borrowers View Central.
  • Facilitate online and phone account management and payments
    Offers online account information and payment by phone services, allowing clients to access current balances, due dates, and payment history 24/7, and facilitates online and phone payments using debit cards through services like Borrowers View Central.
  • Host the Annual Hopi Economic Summit Indigenous Economic Development Support
    Organizes and hosts the Annual Hopi Economic Summit.
  • Hosting the Annual Hopi Economic Summit Indigenous Economic Development Support
    Organizes the Annual Hopi Economic Summit to promote economic development and bring together stakeholders, entrepreneurs, and community members.
  • Implementing client hardship relief measures Short-Term Financial Relief Programs
    Introduced a payment deferment option for clients facing financial hardship due to the COVID-19 pandemic to ensure continued access to credit services.
  • Improving office safety and accessibility Infection Control and Safety Protocols
    Constructed a ramp and window service reception area for safe public-staff interaction and procured personal protection supplies such as masks, gloves, and sanitizers.
  • Offer financial literacy education and support Financial Literacy Education & Coaching
    Provides customizable financial literacy classes and individual appointments for specific financial literacy assistance to Hopi individuals.
  • Offer financial literacy education and support Financial Literacy Education & Coaching
    Provides customizable financial literacy classes and individual appointments for specific financial literacy assistance to its members.
  • Offering financial literacy education and counseling Financial Literacy Education & Coaching
    Provides customizable financial literacy classes and individual appointments to support members in managing personal finances and building financial capability.
  • Operating a Small Business Emergency Loan program Small Business Term Loan Programs
    Provides emergency business loans with low interest rates and a 6-month deferred first payment to support Hopi entrepreneurs during economic challenges.
  • Provide loans to Hopi individuals and businesses Small Business Term Loan Programs
    Offers personal, home, and business loans to eligible and qualified Hopi individuals. This includes business loans up to $100,000 for expansion or start-up, micro-enterprise loans up to $5,000, and a Small Business Emergency Loan program with deferred payments.
  • Provide loans to Hopi individuals and businesses Small Business Term Loan Programs
    Offers personal, home, and business loans to eligible and qualified Hopi individuals, including business loans up to $100,000 for expansion or start-up, and micro-enterprise loans up to $5,000. Also provides a Small Business Emergency Loan program with a low-interest rate and deferred first payment, and payment deferment options for clients facing hardships.
  • Provide payment deferment options Short-Term Financial Relief Programs
    Implemented a payment deferment option for clients experiencing hardships, including those due to the COVID-19 pandemic.
  • Providing personal, home, and business loans Small Business Term Loan Programs
    Offers personal, home, and business loans up to $100,000 for business expansion or start-up, as well as micro-enterprise loans up to $5,000 for small business needs. Loans are available to eligible and qualified Hopi individuals.
  • Support Hopi small businesses Indigenous Economic Development Support
    Runs the Hopi Small Business Project, which includes maintaining a Local Small Business Directory, organizing an Annual Small Business Directory Exposition and Fair, conducting Small Business Week Training Sessions, hosting Small Business Local Networking Gatherings, and providing resources to business owners.
  • Support Hopi small businesses Indigenous Economic Development Support
    Manages the Hopi Small Business Project, which includes maintaining a Local Small Business Directory, organizing an Annual Small Business Directory Exposition and Fair, conducting Small Business Week Training Sessions, hosting Small Business Local Networking Gatherings, and holding a Business Directory Fair to enable local businesses to advertise and sell products.
  • Supporting Hopi small businesses through resources and networking Indigenous Economic Development Support
    Operates a Local Small Business Directory, hosts an Annual Small Business Directory Exposition and Fair, organizes Small Business Week Training Sessions, and facilitates local networking gatherings to support Hopi entrepreneurs.
advocacy · 2
  • Advocate for Hopi small businesses Indigenous Economic Development Support
    Launched the "Support Hopi Small Business" campaign to raise awareness for entrepreneurial support on the Hopi reservation.
  • Advocating for Hopi small business development Indigenous Economic Development Support
    Launched the "Support Hopi Small Business" campaign in 2020 to raise awareness about entrepreneurial support needs on the Hopi Reservation.
capacity building · 6
  • Developing organizational infrastructure and digital presence Indigenous Economic Development Support
    Launched the Hopi Small Business Project, developed a new website and branding, and used grant funding to enhance marketing and outreach capabilities.
  • Enhancing organizational capacity through technology and training
    Used grant funding to train staff and board members, develop strategic and marketing plans, purchase computers and software, implement remote work systems (including laptops, internet, and remote meeting tools), and collect impact data.
  • Improve organizational capacity and infrastructure
    Received grants to fund training for its Board and staff, develop strategic and marketing plans, purchase a computer system for impact data collection, acquire supplies and computers for client use, and improve office infrastructure for safe interaction and remote work capabilities.
  • Provide training and networking for Hopi business owners Indigenous Economic Development Support
    Provides training in topics relevant to Hopi business owners and creates a network of businesses to disseminate information.
  • Provide training and networking for Hopi business owners Indigenous Economic Development Support
    Provides training in topics relevant to Hopi business owners and created a network of businesses to disseminate information.
  • Supporting governance through member-elected board leadership Member Meetings and Conventions
    Members elect one board member to a five-year term annually during the organization’s March membership meeting.
strategies · 14

how they think

Theories of action extracted from this org's own source material. Click any to see the full field of orgs running the same approach.

named programs · 3

what they call their work

Financial Literacy Classes
Free classes offered periodically to educate the community on financial management and planning.
Small Business Emergency Loan
Low-interest loan program with deferred payments to support small businesses during economic hardships.
Support Hopi Small Business
Campaign to provide training, resources, and networking opportunities for small business owners on the Hopi Reservation.
relationships · 17

who they work with

  • Community Development Financial Institutions Fund Funder — Provided a $150,000 grant in 2020 to Hopi Credit Association.
  • Community Development Financial Institutions Fund Government — Primary grant funder providing $200,000 for lending capital
  • Hopi Relief Partner — Partnered on the Hopi Small Business Project.
  • Hopi Tribe Funder — Received a grant in 2020 to assist organizations serving Hopi Tribal members with additional needs due to COVID-19.
  • Hopi Tribe Government — Received Cares Act funding from the Hopi Tribe.
  • Hopi Tribe Office of Revenue Commission Partner — Requires a Hopi Business License or Peddlers Permit from the Hopi Tribe Office of Revenue Commission for business loans.
  • Hopi people Partner — Primary community served through lending and financial services.
  • NDN Collective Funder — Provided a $50,000 grant in 2020.
  • NDN Collective Funder — Received a grant to develop an interactive website, marketing strategies, and a support network for small businesses.
  • NDN Collective Partner — Recipient of a grant in partnership with Oweesta Corporation
  • Native Community Development Funds Institution Funder — Recipient of the 2020 Technical Assistance Grant to develop strategizing for community service.
  • Oweesta Funder — Provided a $50,000 grant in 2020.
  • Oweesta Funder — Received a grant to develop an interactive website, marketing strategies, and a support network for small businesses.
  • Oweesta Corporation Partner — Administered a grant in partnership with NDN Collective to support Hopi Credit Association
  • Small Business Administration Partner — Provides resources for business owners by linking to the Small Business Administration website.
  • tmsr Design Delivery Partner — Created the new branding and website for the organization.
  • tmsr Design Delivery Partner — Designed and delivered the organization's website.