THIRD PARTY PAYMENT PROCESSORS

Operates a formal certification program that awards a "CMS Certified" seal to members who successfully complete a CMS audit with minimal findings, and publicly lists certified members on its website to promote trust and transparency in the industry.

Awards a "CMS Certified" seal of approval to members who successfully complete the CMS Audit with minimal findings and lists certified members on its website.

Conducts CMS Gap Analyses, performs TPPPA Bank and Processor CMS Certification Audits through accredited professionals, and offers consulting services to help members implement and achieve certification for their CMS programs, awarding a "CMS Certified" seal of approval to successful members.

Conducts CMS Certification Audits for members, including onsite reviews and interviews, to verify adherence to the TPPPA CMS Control Framework, and performs CMS Gap Analyses to provide recommendations for addressing compliance deficiencies. Successful completion leads to a "CMS Certified" seal of approval.

Develops and maintains a comprehensive Compliance Management System (CMS) as a rigorous control framework for industry best practices in third-party payment processing, designed and vetted with various regulatory bodies.

Develops and maintains a comprehensive Compliance Management System (CMS) as a rigorous control framework for industry best practices in third-party payment processing, vetted with various regulatory bodies.

Offers members free compliance support through accredited professionals via phone and email, provides a training schedule with access to upcoming and recorded webinars, and conducts monthly meetings to inform members of regulatory changes and compliance obligations.

Performs TPPPA Bank and Processor CMS Certification Audits, either directly or through approved firms, involving onsite reviews and interviews to validate adherence to documented policies, and conducts CMS Gap Analyses to identify and provide recommendations for addressing compliance gaps.

Performs CMS Certification Audits—either directly or through approved SOC audit firms—to validate member adherence to the CMS Control Framework, resulting in a one-year "CMS Certified" seal for those with minimal findings. Also conducts CMS Gap Analyses, providing detailed reports and recommendations to address compliance shortcomings.

Provides members with ongoing compliance training through webinars, including annual NACHA Rules updates, CMS design and certification training, and courses on Consumer Protection and other regulatory obligations. Offers access to a training schedule with registration for upcoming sessions and recordings of past trainings.

Creates and maintains a rigorous Compliance Management System (CMS) control framework, vetted with regulators, to promote industry best practices in third-party payment processing and help members implement these controls.

Created and maintains the TPPPA Compliance Management System (CMS), a control framework designed with input from regulators such as the FDIC, OCC, FRB, FTC, CFPB, and FinCEN, to promote industry best practices in third-party payment processing. The framework is used by members to align their compliance programs with regulatory expectations.

Provides members with a comprehensive set of compliance policies, management tools (including model program policies, risk assessment templates, and due diligence checklists), and access to current regulatory updates to support their compliance efforts.

Provides members with a range of compliance support services, including access to compliance policies, management tools, regulatory updates, free expert consultation via phone/email, and training webinars on topics like NACHA Rules, CMS design, and consumer protection.

Provides CMS consulting services to members, including on-site visits, gap analysis, and support for addressing identified gaps in their compliance programs.

Provides members with access to a training schedule, recordings of past trainings, free compliance webinar training (including NACHA Rules updates and CMS design), and expert compliance support via phone and email from accredited professionals.

Provides members with free compliance support via phone and email from accredited payments professionals, as well as consulting services including on-site visits, gap analysis, and assistance in addressing compliance deficiencies to support implementation and sustainability of the CMS framework.

Offers members model policies, procedures, risk assessment templates, internal control testing tools, due diligence checklists, and other resources to help document and implement effective compliance management systems aligned with the CMS Control Framework.

Offers members a comprehensive set of compliance policies, management tools, model program policies, risk assessment templates, internal control testing templates, and due diligence checklists covering various regulatory areas.

Requires all active members to subscribe to a Code of Conduct to ensure integrity, professionalism, and fairness within the payments industry.

Requires all active members to subscribe to a Code of Conduct to ensure integrity, professionalism, and fairness within the payments industry.

Requires all active members to subscribe to a Code of Conduct that promotes integrity, professionalism, and fairness in the payments industry, reinforcing ethical standards across the association.

Adopted a Code of Conduct to ensure integrity, professionalism, and fairness in the payments industry, which all active members must subscribe to.

Hosts an annual conference, such as the TPPPA 2026 Solving the Payments Puzzle conference, to bring together industry professionals.

Organizes and hosts the annual TPPPA "Solving the Payments Puzzle" conference, with the 2026 event scheduled for Phoenix, Arizona from November 18–20, serving as a platform for education, networking, and industry engagement.

Hosts an annual conference, such as the TPPPA 2026 Solving the Payments Puzzle conference, for its members and the broader industry.

Conducts monthly member meetings via GotoWebinar to inform members about changes in the regulatory and legal environment impacting compliance risk assessments and internal controls, ensuring ongoing awareness and preparedness.

Offers members subscriptions to current regulatory updates to help them stay informed about evolving compliance requirements in the payments industry.

Offers subscriptions to current regulatory updates for its members.

Engages in ongoing dialogue with state and federal regulators, lawmakers, and rule makers, monitors changes to laws and regulations, and files amicus briefs to advocate for fair and consistent changes in public policy affecting the payments industry.

Engages in ongoing dialogue with state and federal regulators, rule makers, and lawmakers, monitors changes to laws and regulations, responds to requests for comment, and files amicus briefs to support fair and consistent changes in the payments industry.

Engages in advocacy by maintaining relationships with state and federal regulators (including OCC, FDIC, FRB, CFPB, FTC, FinCEN, and CSBS), filing amicus briefs (e.g., in the Hunstein case), responding to rulemaking requests for comment, and promoting fair and consistent regulatory changes affecting the third-party payment processing industry.

Engages in ongoing dialogue with state and federal regulators, rule makers, and lawmakers, monitors changes to laws and regulations, responds to requests for comment, and files amicus briefs to support fair and consistent changes to laws and regulations.

Conducts monthly member meetings via GotoWebinar to inform members of changes in the external environment and regulatory actions, and hosts an annual conference for members.