↑ parent activity group ·
research dossier →

Retail Arts Innovation & Livability C
Mesa, AZ · EIN 811750552 · Form 990 · FY2020 · NTEE S20 · Community Improvement · Small ($100K-$1M) · www.railcdc.org
revenue
$290K
expenses
$308K
net assets
$52K
employees
2
program ratio
77%
mission · from form 990

Retail, Arts, Innovation, & LivabilityCommunity Development Corporation(RAIL CDC)is anArizona nonprofit corporation located in Phoenix, Arizona. RAIL CDC is an organization founded in 2012 as a coalition of residents and businesses along Mesas light rail corridor to strengthen, support, and guide equitable economic and community development in our neighborhoods ofmost need --and most opportunity. RAIL CDC works with the community to keep informed of ongoing developments, best-practices, and community needs. RAIL CDC collaborates with developers, city government, non-profits, and more to give rise to the voice of small businesses, residents,creatives, entrepreneurs, and more.This work is focused along the light-rail corridor, including majority-minority neighborhoods and low-and moderate-income census tracts

profile · synthesized from sources

RAIL CDC is a place-based community development corporation in Mesa, Arizona, focused on strengthening local economies and neighborhoods in low-to-moderate income census tracts along public transit corridors. The organization provides small business technical assistance, grants, and neighborhood organizing, with a particular focus on BIPOC and women-owned businesses.

named programs · 6 · from sources

what they call their work

Corridor Development
Focuses on developing LMI census tracts around public transit in areas like the Asian District, Apache District, Downtown Mesa, and Distrito Latino.
Financial Opportunity Center (FOC)
Offers integrated services including income support (food, childcare, housing, utilities, healthcare resources), financial coaching (1:1 interaction, education, credit counseling, access to financial products, homebuyer education), and career coaching (success skills, employer connections, workforce training, entrepreneurial services).
Kiva Loans
Partnership with LISC and Kiva.org to help small businesses access 0% interest crowdfunding loans up to $15,000, with potential matching funds from LISC.
Neighborhood Organizing
Engages with communities to promote policies and systems that build wealth, pathways out of poverty, and community thriving.
Small Business Technical Assistance
Provides support to small businesses, particularly BIPOC and women-owned, in areas such as business operations, organizational development, compliance, events, financials, grants, branding, design, social media, marketing, bookkeeping, payroll, HR, content creation, photography, website design, storytelling, data analysis, process design, and operational readiness.
Standing On Business from Challenge to Opportunity
A free program for justice-involved entrepreneurs to start or grow their businesses, offering personalized business plans, expert guidance, on-demand learning, workshops, and networking opportunities.
activities · 7 groups

what they do

  • Small Business Technical Assistance & Counseling 4 activities
    • Entrepreneurial Services
      Provides entrepreneurial services including marketing, legal assistance, and bookkeeping to help small businesses thrive.
    • Entrepreneurial services and resource access
      Provides justice-involved and local entrepreneurs with marketing support, legal assistance, bookkeeping, and access to the Verizon Digital Ready platform; also offers one-on-one technical assistance sessions with experts.
    • Entrepreneurial services and resource access
      Provides justice-involved and local entrepreneurs with marketing, legal, and bookkeeping support; one-on-one technical assistance with experts; and access to the Verizon Digital Ready platform to strengthen business capacity.
    • One-on-one business technical assistance
      Offers personalized technical assistance sessions with experts to support entrepreneurs, including access to marketing, legal assistance, bookkeeping, and financial coaching.
  • SNAP Enrollment Assistance 3 activities
    • Basic needs and social service access
      Connects individuals to food resources (WIC, SNAP), healthcare (TANF, CAP, free clinics), and housing and utility assistance including rent support, home repairs, and utility payments.
    • Basic needs and social service access
      Provides housing and utility assistance (including rent and home repairs), access to food resources such as WIC and SNAP, and connects individuals to healthcare resources including TANF, CAP, and free clinics.
    • Basic needs assistance
      Provides housing and utility assistance (including rent and home repairs), access to food resources (WIC, SNAP), and healthcare resources such as TANF, CAP, and free clinics.
  • Women and Minority Business Certification 3 activities
    • Small business financial assistance and technical support
      Provided $3.9 million in grants and technical assistance to 264 small businesses in the west Mesa and east Tempe transit corridor in 2020, 93% of which were BIPOC and/or women-owned; includes one-on-one financial coaching, credit counseling, and access to capital through Kiva trustee status.
    • Small business financial assistance and technical support
      Provided $3.9 million in grants and technical assistance to 264 small businesses in 2020, primarily in the west Mesa and east Tempe transit corridor, with 93% of recipients being BIPOC and/or women-owned.
    • Small business financial assistance and technical support
      Provided $3.9 million in grants and technical assistance to 264 small businesses in 2020, primarily BIPOC and/or women-owned, in the west Mesa and east Tempe transit corridor; includes one-on-one financial coaching, credit counseling, and access to capital through Kiva trustee status.
  • Job Readiness Training 2 activities
    • Career and workforce development services
      Offers career success skills training and works with local residents, entrepreneurs, small businesses, and employees to improve education, job training, retention, and career advancement.
    • Career and workforce development services
      Provides career success skills training and works with local residents, entrepreneurs, small businesses, and employees to support job training, retention, and career advancement.
  • Public Space Development & Restoration 2 activities
    • Community development and arts integration projects
      Contributes to local community development and creative economy initiatives such as the Mesa Urban Garden, Mesa Artspace Lofts, and the Mesa Prototyping Festival, supporting livability and innovation in urban spaces.
    • Community development and placemaking projects
      Contributes to local community development initiatives such as the Mesa Urban Garden, Mesa Artspace Lofts, and the Mesa Prototyping Festival to support livability and creative economies.
  • Emergency Rental and Utility Assistance 1 activity
    • Housing and Utility Assistance
      Provides housing and utility assistance, including home repairs, rent assistance, and utility assistance to support individuals and families in need.
  • Uncategorized 16 activities
    • Access to Food Resources
      Provides access to food resources such as WIC and SNAP, helping individuals and families meet their nutritional needs.
    • Access to capital initiatives for small businesses
      Facilitates access to alternative capital by serving as a Kiva Trustee and connecting small businesses to the Verizon Digital Ready platform and other financial resources.
    • Community and small business engagement along transit corridors
      Holds monthly meetings for small businesses in Mesa and Tempe located along light rail corridors to share resources, city news, and upcoming events, fostering local economic connectivity and information sharing.
    • Community and small business engagement along transit corridors
      Holds monthly meetings for small businesses in Mesa and Tempe along light rail corridors to share resources, city updates, and event information, fostering local economic connectivity.
    • Financial Opportunity Center
      Provides one-on-one financial coaching, education, and access to low-cost financial products to low to moderate-income individuals through its Financial Opportunity Center (FOC).
    • Financial Opportunity Center (FOC) services
      Provides low to moderate-income individuals with one-on-one financial coaching, financial education, credit counseling, homebuyer education, and access to low-cost financial products.
    • Financial and career stability services
      Offers financial education, homebuyer education and counseling, career success skills training, and access to low-cost financial products through the Financial Opportunity Center (FOC) to support low- to moderate-income individuals in achieving financial stability and career advancement.
    • Financial education and stability programs
      Offers financial education, homebuyer education and counseling, and access to low-cost financial products through its Financial Opportunity Center (FOC) to improve financial stability for low- to moderate-income individuals.
    • Healthcare Resource Access
      Provides access to healthcare resources such as Temporary Assistance for Needy Families, Cash Assistance Program (CAP), and free clinics to support community health.
    • Kiva Trustee Program
      Became a Kiva Trustee to help small businesses access capital when traditional lending is not available, supporting their financial needs.
    • Monthly Small Business Meetings
      Holds monthly meetings for small businesses in Mesa and Tempe along light rail corridors to share resources, city news, and upcoming events.
    • Monthly small business networking and resource meetings
      Holds monthly gatherings for small businesses in Mesa and Tempe along light rail corridors to share city updates, resources, and upcoming events.
    • Standing On Business Program
      Offers the Standing On Business program specifically designed for justice-involved entrepreneurs, providing resources and support to help them launch or grow their businesses.
    • Standing On Business program for justice-involved entrepreneurs
      Offers a cohort-based program limited to 15 entrepreneurs per cycle, providing free resources, technical assistance, and support to launch or grow businesses for justice-involved individuals.
    • Standing On Business program for justice-involved entrepreneurs
      Offers a cohort-based entrepreneurship program limited to 15 participants per cohort, providing free resources, support, and technical assistance to help justice-involved individuals launch or grow businesses.
    • Standing On Business program for justice-involved entrepreneurs
      Offers a cohort-based program limited to 15 entrepreneurs per cycle, providing free resources, support, and technical assistance to help justice-involved individuals launch or grow businesses.
financials · form 990 · fy2020
revenue
Total revenue$290K
Contributions & grants$290K100%
Program service revenue$00%
Investment income$00%
Other revenue$0
expenses
Total expenses$308K
Program expenses77%
Admin / overhead23%
Fundraising0%
Salaries & benefits$60K
Grants paid out$0
Largest expense lineCompensation
balance sheet
Total assets$93K
Cash$55K
Investments$0
Liabilities$41K
Net assets$52K
Liquid reserves2.1 mo
1 years on record · 2020–2020
leadership · form 990 part vii · fy2020

who runs it

paid leadership · 2
NameTitleHours/wkCompensation
Ryan Winkle Executive Director 40 $55K
Laura Sanchez — 40 $5K
board members · 8
  • David Crummey — Vice President
  • Fen Duff — Director
  • Johanna Richards — Director
  • Jose Anca — Chairman
  • Markland Roseland — Director
  • Nadia Khalighi — Director
  • Nyasha Stone — Director
  • Ryna Wozniak — Director
relationships · 40

who they work with

  • A - Burrito Partner — Listed as a Distrito Business.
  • Abe's Beaty Salon Partner — Listed as a Distrito Business.
  • Alberto's Partner — Listed as a Distrito Business.
  • Arizona State University Partner — Mark Roseland, a member of the board, is a professor and past director of the School of Community Resources and Development at Arizona State University.
  • Arizona State University Partner — Ryan Wozniak, a member of the board, has a Masters in Urban and Environmental Planning from ASU. Mark Roseland, a board member, is a professor and past director of the School of Community Resources and Development at Arizona State University.
  • BBB PacSW Partner — Jose Anca, Chair of RAIL CDC, serves as the Capital Access Manager at BBB PacSW.
  • BBB PacSW Partner — Jose Anca, President of RAIL, serves as the Capital Access Manager at BBB PacSW.
  • Beres Mexican Food Partner — Listed as a Distrito Business.
  • Carneceria La constancia Partner — Listed as a Distrito Business.
  • East Valley Hispanic Chamber of Commerce Partner — Jen Duff, an ex officio board member and co-founder of RAIL, is a member of the East Valley Hispanic Chamber of Commerce.
  • East Valley Hispanic Chamber of Commerce Partner — Jen Duff, an ex officio board member, is a member of the East Valley Hispanic Chamber of Commerce.
  • Flores Bakery Partner — Listed as a Distrito Business.
  • Guerrero's Partner — Listed as a Distrito Business.
  • Hope Peshlakai Partner — Supported individual entrepreneur launching a restaurant in Mesa, AZ
  • Jarrods Coffee and Gallery Partner — Listed as a Distrito Business.
  • Julie Ann Wrigley Global Institute of Sustainability at ASU Partner — Mark Roseland, a board member, is a senior sustainability scientist with the Julie Ann Wrigley Global Institute of Sustainability at ASU.
  • Julie Ann Wrigley Global Institute of Sustainability at ASU Partner — Mark Roseland, a member of the board, is a senior sustainability scientist with the Julie Ann Wrigley Global Institute of Sustainability at ASU.
  • Juliette's Fashion Partner — Listed as a Distrito Business.
  • KL Business Consulting Partner — Listed as a Distrito Business.
  • Kiva.org Partner — Partnered to become a Kiva Trustee to help small businesses access capital.
  • LISC Phoenix Partner — Joined Verizon to help bring Verizon Digital Ready resources and platform to small businesses.
  • La Casa Del Guajolote Partner — Listed as a Distrito Business.
  • La Casita Fashion Partner — Listed as a Distrito Business.
  • La Estrella Partner — Listed as a Distrito Business.
  • La Mexicana Yerberia San Juan Partner — Listed as a Distrito Business.
  • La Tiendit ta Colombiana Partner — Listed as a Distrito Business.
  • Local Initiatives Support Corporation (LISC) Partner — Partnered to become a Kiva Trustee and offers matching funds for Kiva loans.
  • Mas Taxes Partner — Listed as a Distrito Business.
  • Mesa Chamber of Commerce Partner — Jen Duff, an ex officio board member and co-founder of RAIL, is a member of the Mesa Chamber of Commerce.
  • Mesa Chamber of Commerce Partner — Jen Duff, an ex officio board member, is a member of the Mesa Chamber of Commerce.
+ 10 more