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UNITED ARIZONA FIREFIGHTERS HEALTH CARE TRUST

TEMPE, AZ · EIN 811711951 · Form 990 · FY2020 · NTEE Y43 · Mutual & Membership Benefit · Medium ($1M-$10M) · www.pffahealth.org
revenue
$6.2M
expenses
$5.4M
net assets
$7.6M
employees
0
program ratio
0%
mission · from form 990

To receive and hold contributions by member fire departments and their sworn firefighter employees providing monthly health care stipend for retirees and provide health insurance benefits for trust members and beneficiaries.

profile · synthesized from sources

The PFFA Healthcare Trust provides health benefits, including medical, dental, and vision insurance, as well as cancer screening services and Health Savings Accounts, to firefighters, retirees, and their spouses. The trust is designed for and run by firefighters, focusing on their unique healthcare needs in Arizona.

irs program accomplishments · form 990 part iii · fy2020

what they reported doing

Program narrative the organization filed with the IRS. Ordered by program spending.

  1. #1 primary $23K
    The Trust also began providing health insurance benefits Medical Dental Vision and Flexible Spending for trust members and dependents effective January 1 2015. The Trust collects employer and employee contributions used to fund the cost of insurance premiums and operate a code section 125 flexible spending arrangement. Trust does not provide health benefits or act as an insurer. The Trust provides insurance benefits to actively employed Trust members as well as dependents of the actively employed Trust members. In 2019 the Trust began covering retirees who elected in receiving premium deposits from the Arizona Public Safety Personnel Retirement System PSPRS. The plan receives premiums deducted from members retirement checks and remits premiums to appropriate insurers.
named programs · 4 · from sources

what they call their work

Cancer Screening Program
Provides comprehensive first responder cancer screenings every three years, individualized based on age, gender, and health history, in partnership with Vincere Cancer Center in Scottsdale, AZ.
Dental Insurance
Provides two dental plan options (Base Plan and High Plan) through MetLife, offering preventive care, emergency treatment, and coverage for major dental services and orthodontics.
Health Savings Account (HSA)
Offers HSA-qualified health plans (HSA 3300 or HSA 5000) in partnership with Health Equity, allowing members to set aside pre-tax dollars for qualified medical expenses.
Vision Insurance
Offers comprehensive vision care services through a MetLife Vision Plan, including savings on routine exams, glasses, lenses, and contact lenses.
activities · 5 clusters

what they do

  • Group Health and Dental Benefits Administration 10 activities
    • Administer health insurance plans through BlueCross BlueShield of Arizona
      Offers four health plan options through BlueCross BlueShield of Arizona, providing comprehensive healthcare coverage tailored to firefighters, retirees, and their families, currently covering 2,200 individuals.
    • Dental Plan Administration
      Offers two dental plan options through MetLife, including a Base Plan for preventive and basic care and a High Plan with enhanced benefits like orthodontics, providing free preventive care, emergency coverage, and support for major surgeries.
    • Facilitate Health Savings Account (HSA) enrollment and usage
      Provides access to HSAs through HSA 3300 and HSA 5000 health plans, allowing members to save pre-tax dollars for current or future medical, dental, and vision expenses, including in retirement.
    • Health Plan Administration
      Administers comprehensive health plans through BlueCross BlueShield Arizona, covering 2,200 individuals including first responders, retirees, and their families, with options tailored to diverse needs and supporting both physical and mental health.
    • Health Savings Account (HSA) Management
      Provides members with access to Health Savings Accounts (HSAs) through specific health plans, allowing them to use pre-tax dollars for current and future qualified medical, dental, and vision expenses.
    • Offering dental insurance plans
      Provides two dental plan options through MetLife, a Base Plan and a High Plan, which include free preventive care, emergency coverage, support for major surgeries, orthodontics, and enhanced benefits for comprehensive dental needs.
    • Offering dental insurance plans
      Provides two dental plan options through MetLife, a Base Plan and a High Plan, which include free preventive care, emergency coverage, support for major surgeries, and orthodontics up to a lifetime limit.
    • Provide dental benefits through MetLife with preventive, emergency, and major care coverage
      Offers two dental plans (Base Plan and High Plan) through MetLife, including free preventive care (cleanings, exams), emergency coverage, major surgeries, orthodontics (under High Plan), and fixed copays for enhancements, with varying benefit levels based on plan type.
    • Providing comprehensive health insurance plans
      Offers a range of health plan options through BlueCross BlueShield Arizona, including HSA 3300 and HSA 5000, tailored to meet the diverse needs of 2,200 first responders, retirees, and their families, covering both physical and mental health.
    • Providing comprehensive health insurance plans
      Offers a range of health plan options through BlueCross BlueShield Arizona, including HSA 3300 and HSA 5000, tailored to meet the diverse needs of 2,200 first responders, retirees, and their families, covering both physical and mental health.
  • Comprehensive Cancer Screenings for First Responders 4 activities
    • Conduct comprehensive cancer screening and early detection programs for first responders
      Provides triennial, no-cost cancer screenings for enrolled firefighters and spouses regardless of age, including full-body dermatological exams, urologic exams, total body MRI, low-dose lung CT, QT Breast Ultrasound, liquid biopsies (Galleri, CancerGuard), genetic testing, and expert oncology consultations to create personalized surveillance plans.
    • Conducting comprehensive cancer screenings for first responders
      Offers comprehensive first responder cancer screenings every three years for enrolled employees and spouses, including expert oncology consultations, urologic exams, dermatological skin exams, total body MRI scans, low-dose lung CT scans, QT Breast Ultrasound, liquid biopsies, and genetic testing for early detection and personalized care.
    • Conducting comprehensive cancer screenings for first responders
      Offers comprehensive first responder cancer screenings every three years for enrolled employees and spouses, including expert oncology consultations, urologic exams, dermatological skin exams, total body MRI scans, low-dose lung CT scans, QT Breast Ultrasound, liquid biopsies, and genetic testing.
    • First Responder Cancer Screenings
      Offers comprehensive first responder cancer screenings every three years for plan-enrolled employees and spouses, including expert oncology consultations, urologic exams, dermatological skin exams, total body MRI scans, low-dose lung CT scans, QT Breast Ultrasound, liquid biopsies, and genetic testing.
  • Comprehensive Vision Care Services 4 activities
    • Deliver vision care benefits with cost savings on exams and corrective products
      Offers a vision plan providing low-cost annual eye exams, savings on glasses and contact lenses via fixed copays, coverage for specialized lens enhancements (e.g., UV coating, polycarbonate for children), and discounts on laser vision correction procedures like LASIK.
    • Providing vision insurance plans
      Offers a vision plan that provides savings on routine eye exams, glasses, lenses, contact lenses, and discounts on laser vision correction surgeries, with access to a network of vision care providers.
    • Providing vision insurance plans
      Offers a vision plan that provides savings on routine eye exams, glasses, lenses, contact lenses, and discounts on laser vision correction surgeries, with access to a network of vision care providers.
    • Vision Plan Administration
      Provides a vision plan offering savings on routine eye exams, glasses, lenses, and contact lenses, including low-cost annual exams, fixed copays for prescription eyewear, and discounts on laser vision correction surgeries.
  • Self-Insured Health Benefit Pool Administration 4 activities
    • Employer and Employee Support Services
      Provides comprehensive support to employers and employees for resolving and coordinating issues, including ongoing assistance for enrollment and claims, strategic planning, compliance, pharmacy benefit management, actuarial services, and HR support.
    • Provide employer and member support services for benefits administration
      Offers full administrative support for enrollment, claims resolution, compliance (ERISA, ACA, PCORI), pharmacy benefit management, stop loss management, actuarial services, strategic planning, open enrollment, and HR support to employers and members.
    • Supporting employers and employees with benefits administration
      Provides full support to employers and employees for resolving and coordinating issues, offering ongoing assistance for enrollment and claims, and additional services such as strategic planning, ERISA compliance, ACA reporting, pharmacy benefit management, and HR support.
    • Supporting employers and employees with benefits administration
      Provides full support to employers and employees for resolving and coordinating issues, ongoing enrollment and claims support, and additional services such as strategic planning, ERISA and ACA compliance, pharmacy benefit management, and HR support.
  • Cancer Early Detection Research 4 activities
    • Healthcare Research Participation
      Participates in clinical trials and research studies focused on toxins, cancer, and metabolic markers, collaborating with institutions like Harvard Public Health, Karolinska Institute, Cornell, and Columbia University.
    • Participate in clinical research trials focused on cancer detection and risk prediction
      Engages in clinical research collaborations including the Harvard Public Health Study on toxins and cancer, the Elypta Trial with Karolinska Institute on metabolic markers, and a Department of Defense project with Cornell and Columbia Universities on autoantibodies linked to breast cancer risk.
    • Participating in cancer research clinical trials
      Engages in clinical trials, including the Harvard Public Health Study on toxins and cancer, the Elypta Trial with Karolinska Institute on metabolic markers for cancer prediction, and a Department of Defense collaboration with Cornell and Columbia University on autoantibodies linked to breast cancer risk.
    • Participating in cancer research clinical trials
      Engages in clinical trials, including the Harvard Public Health Study on toxins and cancer, the Elypta Trial with Karolinska Institute on metabolic markers for cancer prediction, and a Department of Defense collaboration with Cornell and Columbia University on autoantibodies linked to breast cancer risk.
financials · form 990 · fy2020

the money

revenue
Total revenue$6.24M
Contributions & grants$00%
Program service revenue$6.06M97%
Investment income$181K3%
Other revenue$0
expenses
Total expenses$5.42M
Program expenses0%
Admin / overhead0%
Fundraising0%
Salaries & benefits$0
Grants paid out$0
Largest expense lineProfessional Fees
balance sheet
Total assets$7.64M
Cash$1.69M
Investments$5.95M
Liabilities$0
Net assets$7.64M
Liquid reserves16.9 mo
1 years on record · 2020–2020
leadership · form 990 part vii · fy2020

who runs it

paid leadership · 3
NameTitleHours/wkCompensation
Don Jongewaard Chairman 3 $146K
John Duffy Board Member 0 $111K
Mike Scheidt Board Member 1 $93K
board members · 3
  • Dale Crogan — Board Member
  • Mike Pallas — Board Member
  • Steve Beurline — Board Member
relationships · 12

who they work with

  • BlueCross BlueShield of Arizona Partner — Partner organization through which the PFFA Healthcare Trust offers health plan options.
  • Cornell University Partner — Collaborates with the Department of Defense on research on autoantibodies linked to increased breast cancer risk.
  • Department of Defense Partner — Collaborates on research with Cornell and Columbia University on autoantibodies linked to increased breast cancer risk.
  • Harvard Public Health Study Partner — Clinical trial investigating toxins and their links to cancer.
  • Health Equity Partner — Partnered with to offer Health Savings Accounts (HSAs) and manage HSA accounts.
  • IAFF Partner — Works with IAFF to align access to care for firefighters in Arizona.
  • Karolinska Institute Partner — Partner in the Elypta Trial studying metabolic markers for cancer prediction.
  • MetLife Partner — Administers two dental plan options for the PFFA Healthcare Trust
  • MetLife Partner — Partnered to offer comprehensive access to high-quality vision care services through the MetLife Vision Plan.
  • Professional Fire Fighters of Arizona Network — Healthcare trust serving members of the Professional Fire Fighters of Arizona.
  • Professional Firefighters of Arizona Partner — The Trust is run by firefighters and aligns benefits with the Union.
  • Vincere Cancer Center Partner — Offers comprehensive first responder screenings for plan-enrolled employees and their spouses in Scottsdale.