activities · 3
what they do
direct service · 3
- Offer credit and debit card services Mobile & Digital Banking ServicesProvides VISA Debit Cards for purchases and ATM access, offers a rewards program for Visa credit card purchases, and issues reloadable prepaid Visa cards for everyday spending and travel. Members can also use digital wallets for contactless payments and manage their credit cards through an online platform and mobile application.
- Provide 24/7 audio response system Health Benefits Customer Support ServicesOffers a free 24/7 audio response system for members to access services by phone.
- Provide secured loans Auto and Vehicle Loan FinancingOffers secured loans for various assets including automobiles (up to 84 months), recreational vehicles (up to 180 months), motorcycles, and mobile homes.
strategies · 15
how they think
Theories of action extracted from this org's own source material. Click any to see the full field of orgs running the same approach.
- 24/7 Member Service Availability member_service_availabilityThe organization ensures continuous access to services for members through an automated phone system, supporting convenience and availability at all times.
- 24/7 automated member service access member_service_availabilityThe organization offers 24/7 member access to services through an automated phone system, aiming to provide convenience and continuous availability of support to its members.
- 24/7 automated member service access member_service_availabilityThe organization offers 24/7 member access to services through an automated phone system. This mechanism aims to provide continuous support and convenience to members, ensuring services are available outside of traditional business hours.
- Credit-based risk assessment for loan rates credit-based risk assessmentLoan interest rates are adjusted based on individual credit history and other qualifying factors, ensuring that rates reflect the borrower's risk profile.
- Credit-based risk assessment for loan rates credit_based_risk_assessmentThe organization adjusts loan interest rates based on individual credit history and other qualifying factors, implying a mechanism where risk assessment directly influences the cost of borrowing for members.
- Customer-centric financial product design customer-centric financial servicesFinancial products, such as Visa credit cards, are designed with user-friendly and cost-effective features, including no annual fees, grace periods, and security monitoring, to prioritize member benefit and security.
- Customer-centric financial product design customer_centric_financial_servicesThe organization designs its financial products, such as Visa credit cards, with features intended to be user-friendly and cost-effective for members, including no annual fees, grace periods, and security monitoring. This mechanism aims to provide beneficial and accessible financial tools to its members.
- Immediate point-based rewards with no enrollment point-based rewards with immediate eligibilityThe organization provides a rewards program that allows for immediate point accumulation on credit card purchases for travel and merchandise without requiring prior enrollment, enhancing member convenience and benefit.
- Immediate, no-enrollment rewards program point_based_rewards_with_immediate_eligibilityThe organization provides a rewards program that does not require enrollment, allowing members to immediately accumulate points on credit card purchases for travel and merchandise. This mechanism aims to incentivize credit card usage and provide value to members without administrative hurdles.
- Immediate, no-enrollment rewards program point_based_rewards_with_immediate_eligibilityThe organization provides a rewards program that does not require enrollment, allowing members to immediately accumulate points on credit card purchases for travel and merchandise. This mechanism aims to incentivize credit card usage and reward members without administrative hurdles.
- Member-centric financial product design customer_centric_financial_servicesThe organization designs its financial products, such as Visa credit cards, with features intended to be user-friendly and cost-effective for members, including no annual fees, grace periods, 24-hour security monitoring, and no penalty rates. This approach aims to provide beneficial and secure financial tools to its members.
- Membership model requiring share account deposit membership_modelThe organization requires individuals to open a Share Account with a minimum deposit and balance to become a member. This mechanism establishes a foundational financial relationship and ownership stake for all members.
- Tokenization for enhanced mobile transaction security tokenization_for_securityThe organization utilizes tokenization for mobile wallet security, replacing actual card numbers with unique tokens for transaction processing to protect member information. This mechanism aims to enhance security by preventing the direct exposure of sensitive card data during transactions.
- Tokenization for mobile transaction security tokenization_for_securityThe organization uses tokenization for mobile wallet security, replacing actual card numbers with unique tokens to protect member information during transactions. This mechanism aims to enhance data security and prevent fraud.
- Tokenization for mobile wallet security tokenization for securityThe organization utilizes tokenization to secure mobile wallet transactions, replacing actual card numbers with unique tokens to protect member information during processing.
named programs · 3
what they call their work
Mobile Wallet Services
Offers secure mobile payment options through Apple Pay™, Google Pay™, and Samsung Pay™ for easier transactions using credit and debit cards.
Secured Loans
Provides various secured loan options including auto loans, recreational vehicle loans, and first-time auto buyer programs.
VISA Credit Card Program
Offers a VISA credit card with no annual fee, 24-hour security monitoring, and rewards points for purchases.
relationships · 13
who they work with
- Apple Pay Partner — Allows members to use their Cochise Credit Union cards with Apple Pay for mobile payments.
- Arizona Electric Power Cooperative Partner — Serves the financial needs of its employees and their families.
- Arizona Electric Power Cooperative (AEPCO) Partner — Offers membership to employees and their immediate family members.
- CUMONEY Partner — Offers CUMONEY branded Visa prepaid cards (Everyday Spend and Travel) to its members.
- Google Pay Partner — Allows members to use their Cochise Credit Union cards with Google Pay for mobile payments.
- Samsung Pay Partner — Allows members to use their Cochise Credit Union cards with Samsung Pay for mobile payments.
- Sierra Southwest Cooperative Services Partner — Offers membership to employees and their immediate family members.
- Sulphur Springs Valley Electric Cooperative (SSVEC) Partner — Offers membership to employees and their immediate family members.
- Sulphur Springs Valley Electric Cooperative (SSVEC) Partner — Serves the financial needs of its employees and their families.
- Valley Telecom Group Partner — Offers membership to employees and their immediate family members.
- Valley Telecom Group Partner — Serves the financial needs of its employees and their families.
- Visa Partner — Offers Visa Debit Cards and Visa Prepaid Cards to its members.
- Visa Partner — Partners with Visa to offer the ScoreCard Rewards program on Cochise Credit Union Visa Credit Cards.