Credit-Safe Data Intake

Maintains accreditation from the Council on Accreditation and is a member of the National Foundation for Credit Counseling and the Financial Counseling Association of America, reflecting adherence to national standards in financial counseling.

Provides pre-filing bankruptcy counseling and pre-discharge bankruptcy education courses, issuing certificates of participation required for personal bankruptcy proceedings.

Offers pre-filing bankruptcy counseling and pre-discharge bankruptcy education courses, issuing certificates required for personal bankruptcy proceedings.

Provides customized debt management plans that consolidate multiple debts into a single affordable payment without requiring a loan, helping clients repay credit card debt up to 7 times faster, reduce interest rates by up to 75%, and improve credit scores—on average by 82 points—while typically completing the program in as little as 24 months with average interest below 7%.

Provides customized debt management plans that consolidate multiple debts into a single affordable payment without a loan, reduce interest rates by up to 75%, and help clients become debt-free up to seven times faster, with average completion in 24 months and average interest rates below 7%. Clients typically improve their credit scores, with an average 82-point increase after program completion.

Offers customized debt management plans that consolidate multiple debts into a single payment, negotiate interest rate reductions (up to 75%), and help clients pay off debt more quickly (up to 7 times faster) with an average interest rate below 7%, typically improving credit scores by 82 points after completion. These plans are available for an average set-up fee of $37 and a monthly fee of $26.

Operates a debt resolution program in over 30 states that negotiates with creditors for reduced payoffs, makes payments on behalf of clients, and closes accounts upon settlement, charging an average fee of $26.59 per month.

Operates a debt resolution program that negotiates reduced payoffs with creditors, makes payments on behalf of clients, and closes settled accounts, available in over 30 states with an average monthly fee of $26.59.

Operates a debt resolution program in over 30 states that negotiates with creditors for reduced payoffs, makes payments on behalf of clients, and closes accounts upon settlement, with an average monthly fee of $26.59 in 2025.

Operates a debt resolution program that negotiates reduced payoffs with creditors, makes payments on behalf of clients, and closes settled accounts, offering the service in over 30 states with an average monthly fee of $26.59.

Provides free post-disaster financial recovery counseling and personalized assistance to disaster survivors through Project Porchlight, including monthly support from a recovery specialist for up to one year.

Offers eviction counseling to help tenants review options, address underlying causes of eviction, and find resolutions with landlords.

Provides 24/7 telephone-based and in-person financial counseling services nationwide, addressing various financial challenges including budget shortages and general financial management.

Provides consumer housing counseling services certified by the U.S. Department of Housing and Urban Development (HUD).

Offers homebuyer counseling and education programs, including pre-purchase counseling for first-time homebuyers, high-cost loan counseling, and the HomeREACH Mortgage Prep Program. It also provides self-paced online courses like "Essentials for Buying a Home," Framework, and eHome America, all meeting HUD and national industry standards.

Offers multiple homebuyer counseling and education programs, including the HomeREACH Mortgage Prep Program, and online courses such as "Essentials for Buying a Home," Framework, and eHome America, all meeting HUD and national industry standards, culminating in a certificate and action plan.

Offers various homebuyer education programs, including the HomeREACH Mortgage Prep Program and self-paced online courses like "Essentials for Buying a Home," Framework, and eHome America, all of which meet HUD and national industry standards and result in a certificate and action plan upon completion.

Offers homebuyer counseling and education programs including in-person and online courses such as Framework, eHome America, and Essentials for Buying a Home, which meet HUD and national industry standards, resulting in a certificate and action plan upon completion; also operates the HomeREACH Mortgage Prep Program with monthly check-ins for those not yet mortgage-qualified.