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Community Development Financial Institution - Tohono O'odham Nation

Sells, AZ · EIN 200908987 · Form 990 · FY2021 · NTEE S43 · Community Improvement · Small ($100K-$1M) · www.cdfiton.org
revenue
$710K
expenses
$782K
net assets
$21.5M
employees
8
program ratio
66%
mission · from form 990

We assist in overall economic development and support new businesses and help to improve personal financial stability through our premier educational and loan services.

profile · synthesized from sources

The Community Development Financial Institution - Tohono O'odham Nation provides financial products and development services to enhance economic diversity for the Tohono O'odham Nation and its members. It offers loans for personal, business, and community development projects, as well as financial literacy training. The organization operates in Sells, Arizona, serving both on-reservation and off-reservation tribal members.

irs program accomplishments · form 990 part iii · fy2021

what they reported doing

Program narrative the organization filed with the IRS. Ordered by program spending.

  1. #1 primary $0
    Community Financial Training: Workshops and classes held providing tools to individual community members to manage their finances. To help economic development of the Nation by providing loan products and services.
named programs · 3 · from sources

what they call their work

CDFI-TON VITA
Offers free basic tax preparation and filing services through IRS-certified volunteers.
Development Services
Includes personal financial skills training, business development training, and youth financial training.
Financial Products
Provides various loans including consumer, auto, home renovation, and business loans.
activities · 7 clusters

what they do

  • Free Tax Preparation via VITA and AARP Programs 3 activities
    • Free tax preparation services
      Operates year-round as a certified IRS VITA site, providing free basic tax return preparation and filing services to community members.
    • Operates year-round VITA tax assistance program
      Functions as a certified Volunteer Income Tax Assistance (VITA) site, offering free tax preparation and filing services to community members throughout the year.
    • Provide free tax preparation services
      Operates as a certified IRS VITA (Volunteer Income Tax Assistance) site, providing free basic tax return preparation and filing services year-round.
  • Notary and Document Services 3 activities
    • Notary services
      Provides notary services to the community.
    • Offers notary services
      Provides notary public services to the community as a direct support service.
    • Provide notary services
      Offers notary services to the community.
  • Consumer Loan Products for Members 2 activities
    • Consumer and personal lending
      Offers consumer loans for personal expenses, education, predatory loan payoff, and auto repair, as well as home loans for renovation, down payments, repair, and apartment move-in costs.
    • Offer various loan products
      Provides a range of loans including consumer loans for personal expenses, education, and auto repair; auto loans for new/used vehicles; home loans for renovation, down payments, and move-in costs; EQIP loans for USDA/NCRS projects; and business loans for start-up, working capital, and asset purchase.
  • Microfinance and Business Training for Entrepreneurs 2 activities
    • Economic development lending
      Funds economic development projects and provides loans for community members, including business loans for start-up, working capital, asset purchase, acquisition, and hardship expenses.
    • Provides financial and business development training
      Offers capacity-building programs in personal financial skills, youth financial education, and business development, including business planning and technical assistance for start-ups or existing enterprises.
  • Youth Financial Accounts & Education 2 activities
    • Provide financial literacy and business development training
      Offers training in personal financial skills, business development (including planning and technical assistance), and youth financial education to foster knowledge and preparedness.
    • Youth financial education
      Provides financial education programs for youth focused on building financial knowledge, growth, and preparedness.
  • Entrepreneurship Incubation & Technical Assistance 1 activity
    • Business development training and technical assistance
      Offers business development training, including business planning for start-ups or improvement, and provides technical assistance to entrepreneurs.
  • Uncategorized 4 activities
    • Administers economic development loans and funding
      Provides financing for economic development projects and community member needs, including business start-ups, working capital, asset purchases, home renovations, auto loans, consumer expenses, and USDA/NRCS environmental projects. The organization has funded twenty million dollars in such projects and loans.
    • Auto lending
      Provides auto loans for new and used vehicles, refinancing, and down payments.
    • Environmental Quality Incentives Program (EQIP) lending
      Offers EQIP loans in partnership with USDA/NRCS to support environmental quality projects.
    • Personal financial skills training
      Delivers training in personal financial management to build financial literacy and capability among community members.
financials · form 990 · fy2021

the money

revenue
Total revenue$710K
Contributions & grants$32K4%
Program service revenue$678K96%
Investment income$00%
Other revenue$0
expenses
Total expenses$782K
Program expenses66%
Admin / overhead34%
Fundraising0%
Salaries & benefits$495K
Grants paid out$0
Largest expense lineCompensation
balance sheet
Total assets$21.60M
Cash$8.40M
Investments$0
Liabilities$109K
Net assets$21.49M
Liquid reserves128.9 mo
3 years on record · 2019–2021 · YoY revenue -2.5%
leadership · form 990 part vii · fy2021

who runs it

paid leadership · 2
NameTitleHours/wkCompensation
Stanley Gilmore Ruiz Chief Executive Officer 40 $92K
Frances O Hosten Chief Operations Officer 40 $78K
board members · 2
  • Andrea Ortiz Ahmed — Vice Chair
  • Kymberlii Tenario Murrietta — Chair
relationships · 2

who they work with

  • IRS VITA Government — Certified site for free tax return preparation.
  • US Department of Treasury Government — Certified Native CDFI by the US Department of Treasury.