activities · 1 cluster
what they do
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Anti-Predatory Lending Advocacy 4 activities
- Advocacy against payday loan interest rate capsOpposes Initiative 428, which proposes a 36% interest rate cap on short-term payday loans, arguing it would harm credit markets for low-income Nebraskans.
- Opposing interest rate caps on short-term loansARIZONANS FOR FINANCIAL FREEDOM opposes Initiative 428, which seeks to cap interest rates on short-term "payday" loans at 36%, arguing that such caps would negatively impact credit markets for low-income individuals.
- Opposition to payday loan interest rate cap initiativesAdvocates against legislative proposals that impose interest rate caps on short-term loans, specifically opposing Initiative 428 in Nebraska, arguing such caps would restrict credit access for low-income borrowers.
- Opposition to payday loan interest rate capsAdvocates against Initiative 428, which would impose a 36% interest rate cap on short-term payday loans, arguing such a cap would negatively impact credit access for low-income Nebraskans.
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financials · form 990 · fy2020
the money
revenue
Total revenue$501K
Contributions & grants$501K100%
Program service revenue$00%
Investment income$00%
Other revenue$0
expenses
Total expenses$528K
Program expenses97%
Admin / overhead3%
Fundraising0%
Salaries & benefits$0
Grants paid out$0
Largest expense lineProfessional Fees
balance sheet
Total assets$0
Cash—
Investments—
Liabilities—
Net assets$0
1 years on record · 2020–2020
leadership · form 990 part vii · fy2020
who runs it
board members · 2
- ASHLEY M RAGAN — TREASURER
- NICHOLAS VULLO — CHAIRPERSON
relationships · 5
who they work with
- Arizona Department of Financial Institutions Government — References the AZDFI as the regulatory body overseeing auto title loans, implying alignment with state-regulated lending practices.
- Center for Responsible Lending Partner — Positions the Center for Responsible Lending as an activist group whose interests do not align with those of short-term borrowers.
- Consumer Finance Protection Bureau Government — References CFPB data to support claims about low complaint rates for short-term credit products.
- PEW Charitable Trusts Partner — Critically engages with PEW Charitable Trusts, highlighting its dual role as both a charitable trust and a for-hire advocacy organization.
- Pew Charitable Trusts Partner — Cited research from Pew Charitable Trusts to support claims about the use of small-dollar loans.